Non Owner Car Insurance
If you're looking for non owner car insurance quotes, you've come to the right place. In this article - we're going to have a look at why you might need car insurance even if you don't own a car (or for a car you don't own), along with how to find the right deal for you.
Why might you need non owner auto insurance?
You might think you only need car insurance if you own or are being insured on a specific car - but that isn't necessarily the case. Non owner car insurance makes sure you're covered if you regularly use another car (that you don't own).
Non owner car insurance could be right for you if you rent cars quite often. Having your own policy could be cheaper than paying for the rental firm's liability coverage
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At least you know that you'll be covered if you cause any damage to the car so it should set your mind at ease.
There are also a few drawbacks of non owner auto insurance policies. Fristly, they don't always cover costs of damage to the car you're driving, only the liability incurred from a car you collide with. These policies also don't cover company cars or other work related vehicles - only completely non owned cars.
What else can affect your car insurance cost?
There are a wide range of factors that influence car insurance costs in general. Your driving history will play a big role in determining how cheap your policy will be. If you've made a lot of claims or had a number of accidents - you will obviously have to pay more for your insurance policy - non owner or not.
Since you're not actually insuring a particular car, you might avoid the costs associated with insuring a more expensive vehicle. Normal insurance policies for cars will vary greatly depending on how big, fast and new the car in question is. But this policy doesn't list a particular car, meaning you should still be covered even if you're borrowing a brand-new sportscar.
Even though you don't own the car, where you live could