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Analysis Essay: The Cost Of Healthcare

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Health care. One of the many things people depend on to live a long life. Many people are born in a hospital, go to the doctors when we are feeling sick, and get treatment at the hospital. Because of modern medical care, we are able to live longer than our ancestors. With new medical technology and the discovery to finding a cure for diseases, nothing is coming in cheap. The cost of going to the doctor is one thing, but after the check-up, people would have to buy medicine or prescription if needed. With the cost of medical bills going up, people being about to afford health care or all the necessity that comes along is growing more questionable even more than ever. Health care should be a right and not a privilege because citizens deserve …show more content…

According to eHealth reports, Obamacare or Affordable Care Act, the average premium is three hundred ninety-three dollars without subsidies per individual. The lowest price plan for individuals being a hundred seventy-four dollars per month; While, the most expensive plan is around five hundred eighty-three dollars per month. What also matters is the age group because the younger the person is, the cheaper the cost is. The logic of younger people costing less which conclude they do not have as much health issue as older people is not really true because everyone is different. We cannot base on generalization because some kids may have different health conditions than other, likewise with older people. The individual cost for people who are ages between fifty-five and sixty-four price are about seven hundred dollars. For families, the average cost is around one thousand twenty-one dollars without subsidies (“How Much Does Obamacare Cost? EHealth Reports Average Monthly Individual Health Insurance Premium of $393, Family Premium of …show more content…

Levey and Kyle Kim, editors at Los Angeles Times, shows there is a G.O.P proposed health care where there is a senate and house proposed plans. The first thing that is wrong is that there are two proposed plan. Looking through the article, the two plans were almost identical, but it is confusing on why they could not combine the two together. Anyways, the fallacy shown in the G.O.P plans is the misuse of authority fallacy. We look up to higher authorities to help us in some way by making some change in health care, but it could possibly backfire. Another fallacy is the AD hominem attack because we all rely on the President to get our points across, but due disappointing and poor decision our current president is making, many people can no longer trust what he says or does. With health care, he promised to make big changes, but everything that happened so far, his trust and worthiness are blurry. Between the Obamacare and the proposed plans, there are some distinguished difference and

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The lack of health care for all in America is fundamentally a moral issue. The United States is the only industrialized nation that does not guarantee health care to all of its citizens. While other countries deem healthcare to be a basic right, the United States treats health care as a privilege (Universal Health Care). Healthcare is a fundamental right that should be guaranteed to all. A radical change in the current system and the implementation of a single payer universal healthcare system can provide healthcare access to all in the United States.

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Some detractors of a single payer health care system immediately point to the burdensome cost which would be placed on the average citizen in order to pay for such a system; however, A single payer health care system would be a manageable cost and would save most Americans money. One single payer critic made the claim that Single payer would be impossible because of the financial hit that it would require the U.S. to take, therefore making the very proposal of a single payer health system a politically toxic proposal that would lead to the souring of the electorate(McArdle n. pag). While Miss McArdle isn’t wrong in the fact that any single payer system would cost a considerable amount of money, she is mistaken in thinking that it would be

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The United States no longer posses the ability to effectively drive down premium costs through the means of insuring healthy people. For example there is a town with ten houses, and, on average, one house a year burns down. If no one in the town pays for insurance they have a 10% chance of their house burning down each year. If everyone in the town pays insurance they spread the risk because no matter whose house burns down no one will have to pay anything as the insurance company will cover the cost of the house that burns down each year and make a slight profit. This is the same logic applied to the whole medical insurance market.

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Why deny people care for their health? Overall the universal healthcare system would benefit the citizens of the United

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Obamacare or the Affordable Care Act was signed into law in 2010 by President Obama. There are many changes that will and are happening because of this law. Citizens cannot be turned down for coverage because of preexisting conditions, and everyone is required by law to have health insurance coverage. Those citizens who cannot afford coverage will be able to get assistance paying for it unless they are under the poverty level. Those citizens will be able to get Medicaid if their state expands coverage.

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The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.

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It can be quite prevailing for individuals to have financial problems towards health coverage. Based on the Health Affairs reference, “In the last decade, health insurance premiums costs have increased by 80%... whereas 58% of Americans report they are not able to seek medical attention due to high costs” (Gary Claxton, Matthew Rae, and Nirmita Panchal, et al). Statistics also present many factors exhibiting millions of individuals facing the risk of losing their insurance. Above all, health insurance is a basic health necessity. Medical services being available to everyone will benefit the public health not only with quality, but along with quantity.

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In 2016 the standard annual premiums were about $18,142 for a family of four that was fully covered. These costs also affect the employer large or small. Since the implantation of the Affordable Care Act (ACA) or Obamacare in March 2010, here in Georgia the rates and coverage have not gone over very well according to recent state health rankings. States like Kentucky and Arkansas have successfulness decreased their uninsured health care recipients.

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Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.

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Introduction People hope and seeks long and healthier lives. Thus, health care is the act of taking preventative or necessary medical procedures to improve people well-being. Improvement or preventative may be done with surgery, the administering of medicine, or other alterations in a person 's lifestyle. These services are usually offered through a health care system made up of hospitals and physicians. Although, the health care system is set up to reduce or to prevent disease etc., there is a gap or disparity in the US health care system.

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46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).

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This is so because, universal access to health will really do good to the world and it is a Necessity in order to reduce the level of discrimination experienced in terms of finances . Universal access to health will ensure that there will be access to equitable quality health care and will also give security to those who are financially incapable at the present to afford quality health care die to their financial status. Although this may be the case in the future, there will face challenges especially in implementing the regulations that would be set up in order to enable equal distribution of medical resource and

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Healthcare. We all need it, but we don't all have it, and because of that simple fact, we are one of the sickest countries in the industrial world. Our life expectancy for the first time ever is going down, not up. We have the highest maternal mortality rates in the industrial world. And the worst outcomes per cost anywhere.

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Have you ever seen the dirty, homeless people on the streets? Maybe if they had access to health care, they could clean up and look better. Nevertheless, if that homeless person could clean themselves up, they could interview for a job and start a new life. Major reasons for this is, it would save lives, in the long run it’s cost-effective, and providing free health care helps people gain access to insurance. Basic health care should be free to everyone because, it could save lives, in the long run it’s cost-effective, and providing free health care health people gain access to insurance.

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It is the classic example of market failure. All in all, government intervention in healthcare is due to the government intervention itself. These interventions include the patent law which deliberated to advocate innovative activity and licensure which is intended to maintain minimal standards of quality. All these contribute to the monopoly power that dominates the whole market as well. The specific person or enterprise manages to control the whole market since they are the only supplier of a particular commodity.

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