ipl-logo

Argumentative Essay On Health And Social Care

1080 Words5 Pages

Kyle Lee- In favor of allowing purchase Access and rising cost of healthcare are major issues of concern for the American public. Since the beginning of the Obama administration, there has been calls from both the public and the government to drive a major health reform aimed at make healthcare affordable and accessible. As an issue affecting the whole political spectrum, there are many high-stake issues that necessitate a policy debate. One of these issues is the ability to purchase a health insurance plan across state borders. Historically, insurance companies were protected from interstate competition by the McCarren-Ferguson Act, established in 1945. The act granted state-level government bodies to regulate, limit, and define the scope …show more content…

Under the approval of the U.S. Department of Health and Human Services in the ACA Section 1333, states can sell health insurance products that are still subject to coverage requirement and cost-sharing requirements (PPACA). Although the inter-state policy requires permission from the HHS, we can argue that the deregulation of health insurance across state borders will create value to citizens and the insurance providers. From the citizen’s view, an individual will have more options to elect health plans that meet individual needs. Of course, the minimum limit would require essential benefits to be covered, but many individuals will benefit the move away from a community rating-based approach as consumers gain the ability to enter or exit a set of state …show more content…

“Out-of-State Health Insurance Allowing Purchases” NCSL, Feb. 3, 2017.
Available at: http://www.ncsl.org/research/health/out-of-state-health-insurance-purchases.aspx [Accessed March 26, 2017].

Grossman, Edward (2010). “Compilation of Patient Protection and Affordable Care Act” Office of the Legislative Counsel, May 1, 2010.
Available at: http://housedocs.house.gov/energycommerce/ppacacon.pdf [Accessed March 26, 2017]

Jenson, Jenn and Trish Riley (2017). “Selling Health Insurance Across State Lines; Lessons for
States and Questions for Policymakers.” National Academy For State Health Policy, February,
2017. Available at: http://nashp.org/wp-content/uploads/2017/02/Insurance-Across-State-
Lines.pdf [Accessed March 26, 2017].
Kanwit, Stephanie (2009). “The Purchase of Insurance Across State Lines in the Individual Market.” Georgetown University, O’Neill Institute, 2009.
Available at: https://www.law.georgetown.edu/oneillinstitute/research/legal-solutions-in-health-reform/Papers/Interstate_Purchase.pdf [Accessed on March 26, 2017]

Wharton (2017). “The Republican Health Care Plan: Do the Promises Add Up?” Knowledge at Wharton,

Show More
Related

Pros And Cons Of Medicare Reimbursements

264 Words | 2 Pages

Over 28 million people in the world receive health insurance through the Medicare program (Gornick, n.d.). The medicare program was designed to operate throughout the nation with a set of uniformed benefits and cost-sharing requirements in the form of deductibles and coinsurance. However, over the years the program data indicated that the Medicare premiums and deductibles, benefits paid out varied significantly by state of residence of the beneficiary (Gornick, n.d.). These variations are due to part of the fact that reimbursements are based on local physicians' prices. Many policy analysts suggested that the geographic variations in Medicare reimbursements should be reduced (Gornick, n.d.).

Read More

Healthcare Reform 101 Summary

588 Words | 3 Pages

“Healthcare Reform 101,” written by Rick Panning (2014), is a wonderful article that describes, in an easy-to-understand language, the Patient Protection and Affordable Care Act, signed into law March 23, 2010. The main goal of the Patient Protection and Affordable Care Act was to provide affordable, quality healthcare to Americans while simultaneously reducing some of the country’s economic problems. Two areas will be covered throughout this paper. The first section will include a summary of the major points and highlights of Panning’s (2014) article, including an introduction to the ACA, goals of the signed legislation, provided coverage, and downfalls of the current healthcare system. The second part will be comprised of a professional

Read More

Pros And Cons Of State-Care Exchanges

1130 Words | 5 Pages

State-run healthcare can control the cost of insurance by controlling premium rates. According to Louis Norris, 7 of the 13 states with the lowest premiums are state-run exchanges. This is quite a feat since “only 17 of 51 exchanges are state-run, so state-run exchanges are over-represented among the exchanges with the lowest average benchmark premiums.” (Norris, Para. 8).

Read More

Block Grants Pros And Cons Essay

769 Words | 4 Pages

States may find and eliminate unnecessary and ineffective programs. They may also use block grants as a means to innovate their own respective healthcare systems. Block grants would also remove the requirements that most Americans carry insurance and that large employers offer health cover, a key gripe Republicans had with the ACA (Mahan, 1). By implementing block grants, it may discourage government dependence and in turn eventually downsize the federal and state governments (Kodjak, 2). For Republicans, this is obviously favorable since smaller government is viewed as better.

Read More

The Pros And Cons Of Medicaid Reform

627 Words | 3 Pages

Medicaid is a Federal-State partnership wherein the federal government absorbs the bulk of the expenditure. States are given the flexibility to manage their Medicaid programs as long as minimum federal requirements are met. This arrangement allows states to provide coverage based on their specific structure and needs. 28 States and the District of Columbia signed up for the Medicaid expansions under the affordable care act (David et.al). The states that opted out of the expansions have the most number or uninsured and poor residents.

Read More

Pros And Cons Of Obamacare

1055 Words | 5 Pages

A requirement for people to maintain “continuous coverage”—to take an example supported by the new Secretary of Health and Human Services, Tom Price, and Speaker of the House Paul Ryan—would mean that people who lose their insurance temporarily, because they, say, change jobs or suffer a financial setback, would also lose their preëxisting-condition protections. For these people and for others left behind, Price and Ryan advocate state-run “high-risk pools.” But, in the thirty-five states that offered high-risk pools to the uninsurable before the A.C.A., inadequate funding delivered terrible coverage, with extremely high premiums and deductibles, and annual limits as low as seventy-five thousand dollars. Hardly anyone signed

Read More

Affordable Care Act Research Paper

955 Words | 4 Pages

A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient

Read More

Pros And Cons Of Obamacare

1513 Words | 7 Pages

Currently, the two main atrocities of Obamacare include the cost and the fact that making Americans purchase government issued healthcare was micromanaging. Based on the research surrounding the opposition to Obamacare, an improved plan could be funded in part by changes in the tax money. Making the top 5 percent of earners pay a more fair share and reducing the lower and middle-class population’s share would balance the costs and make it more affordable. Also with some of the tax money, a government non-profit insurance company could be established to offer more choices. Some research points to interest in letting people shop for their preferred insurance plan nationally as well instead of having to remain an in-state consumer.

Read More

Pros And Cons Of Obamacare

1551 Words | 7 Pages

Individual Mandate Benefits and Fragmentation: Obamacare pressured federal government and state governments to be more cost efficient by pushing them to make the same insurance choices that many employers have made for privately insured

Read More

Pros And Cons Of Obamacare

1300 Words | 6 Pages

In 2015, the average American visited the doctor four times a year, compared to an average of 3.3 visits in 1995 (“Health Care Use”). With this steady escalation of doctors visits among Americans, the need for an insurance plan that offers good coverage has also increased. The recently repealed Affordable Care Act (ACA), also known as Obamacare, and the new Republican Party (GOP) replacement plan both contain pros and cons regarding taxing non-healthcare insurance buyers and the wealthy, how women’s health is covered, and how older Americans benefit from the plans. When looking closely at these policies brought to light by these two plans, a clear front runner has been determined. Obamacare benefits the widest range of Americans; from low income

Read More

Alexander The Great Greed

118 Words | 1 Pages

Alexander the Great is a name that has been known universally for thousands of years. A few words that come to mind upon hearing his name, may consist of any good quality: audacious, triumphant, or even other wordly. In his book The Classical World: Greece and Rome, Robin Lane Fox contrasts the traits above, and rather, displays of Alexander the Great to be brainwashed, prideful, and a megalomaniac. Alexander's strict childhood plays a role in shaping his future endeavors as an adult; strict rules and military training had formed Alexander into a ruthless fighter. Moreover, Alexander's fighting tactics had led him to countless victories in the entirety of his life, creating a dangerous level of pride and greed.

Read More

Hawaii Health Care Essay

1058 Words | 5 Pages

Hawaii is home to over 1.4 million people spanning across six major islands. In addition to being an ethnically diverse state, Hawai’i also has a diverse workforce, with tourism, government, and military accounting for major elements of the economy. Conversely, Hawaii has a small and unique insurance marketplace consisting of only four, not-for-profit, health plans- University Health Alliance, Hawai’i Management Alliance Association, Kaiser Permanente, and the Hawai’i Medical Service Association. Another unique characteristic of Hawaii’s insurance marketplace is the Hawai’i Prepaid Health Care Act which requires employers with at least one permanent, full-time employee to purchase employee health insurance coverage. Hawai’i is the only state

Read More

Obamacare Persuasive Essay

950 Words | 4 Pages

According to the United States Census Bureau, Texas has the highest rate of uninsured citizens when it comes to health care, with about 19% being uninsured. To counteract this, the federal government has implemented the Patient Protection and Affordable Care Act, also known as Obamacare. While trying to reduce the uninsured rate is a noble goal, there are just too many problems with the government’s methods. Not only does Obamacare harm businesses and the economy, but the average individual will have to pay higher premiums for their healthcare and it is just plain unconstitutional. One of the largest problems people have with Obamacare is that it harms businesses in many ways.

Read More

Affordable Care Act

786 Words | 4 Pages

The law that was intended to improve the status quo of health care has, in essence, caused a dangerous paradigm shift in health care costs. Fundamentally, the Affordable Care Act is a failed attempt to reduce health care costs in the United States. The Act was designed to increase affordability of health insurance for extremely low-income families; nevertheless, the Act exponentially increased health insurance costs for the majority of Americans. In America, majority rules-- why should health care be an

Read More

Universal Health Care Argumentative Essay

727 Words | 3 Pages

Health care should not be considered a political argument in America; it is a matter of basic human rights. Something that many people seem to forget is that the US is the only industrialized western nation that lacks a universal health care system. The National Health Care Disparities Report, as well as author and health care worker Nicholas Conley and Physicians for a National Health Program (PNHP), strongly suggest that the US needs a universal health care system. The most secure solution for many problems in America, such as wasted spending on a flawed non-universal health care system and 46.8 million Americans being uninsured, is to organize a national health care program in the US that covers all citizens for medical necessities.

Read More

More about Argumentative Essay On Health And Social Care

Related Topics

Open Document