The rise of the internet has revolutionized the way we do business. We shop, buy products, and said products are delivered to our door in a day or so. We pay our bills without becoming buried under a mountain of paperwork. We take care of finances, network with friends, and conduct our work all while in front of a laptop. The web has been a game changer on almost every level you can imagine.
It has certainly made comparison shopping easier. With the proliferation of the online coupon, you can easily find the best deal out there in no time. One of the areas where it is extremely important to find the most bang for your buck is with car insurance.
Obviously, the purpose for buying insurance is to make sure you are adequately covered in case you have a fender bender in the local Kroger parking lot or do a header off Dead Man's Curve. Then again, you also
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Progressive, which advertises themselves as oh so affordable, was actually the most expensive option for me. The insurance I had kept for years was somewhere in the middle, and Geico (famous for the gecko spokesman and oh so annoying cavemen) was the most affordable choice. Guess who I went with?
My suggestions for auto insurance are simple:
Go for the best rate. Money you don't sink into insurance can be used elsewhere. Insurance companies will do their best to earn your business, but they don't have to see what the other guy offered. Shop four or five companies and go with whoever gives you the most for what you are budgeted to pay.
Know how much coverage you require. Laws vary from state to state on how much coverage you should keep, so know the law in your area. Knowing what is required will prevent you from spending too much.
Some people base their decisions around the worst that could possibly happen. Believe me these folks get their insurance companies Christmas card business, because they are going to buy a LOT of