add another plan that seniors can choose from. Part C, which allows seniors to register an insurance plan funded by private insurance companies that have contracts with the federal government and the federal health care system. In its early stages, Medicare was a federal health care program, However, Medicare Part C brings in private insurance plans into the equation and thus the rate of senior citizens signing up for these new plans are increasing rapidly. (See Oberlander, p. 123). In a 2014 study, research shows that Part C plans has seen growth with approximately 16 million enrollees (which is nearly 30% of all enrollees with any type of Medicare Advantage) signed up on their plan. (See Cubanski and Boccuti, p. 27). Senior citizens can apply for Parts A and B benefits through the traditional Medicare plan or Apply for Part C and have the option of receiving Part D benefits as well. (See Cubanski and Boccuti, p. 26). IV. Problems with Medicare There are two key issues that are accountable for Medicare’s problems. First, Senior citizens today are living …show more content…
There major gaps and obstacles, but there are multiple ways to help stop or fix the program's long-term deficits and problems. Shortening and refining the Medicare benefit system. A single system with one deductible for Parts A and B and a limit on how much a person can spend on out-of-pocket money would be reasonable, particularly if some doctors’ visits were excused from the deductible to evade disheartening treatment that can be too early for the patient. Additional health coverages can also be mandatory in order to leave some copayments for enrollees to pay at the at the health care facilities. (See Ginsberg and Rivlin, CHALLENGES FOR MEDICARE AT 50). These changes shouldn’t have a negative effect on Medicare spending but would break the wall between having to choose affordable health care or reliable access to the