ipl-logo

Excerpt From The Book 'Trapped' By Tamara Draut

1067 Words5 Pages

In an excerpt from the book called, Strapped, written by Tamara Draut, it talks about how college campuses rather than preparing their students to succeed they have been endorsing products that are initially setting them up to fail. It goes on more than just students of colleges being set up to fail, it also talks about young adults getting credit cards. I will be analyzing and discussing the different aspects of this excerpt.
The introduction and thesis statement of this argument seems to be written quite well. It starts off by explaining what exactly this excerpt from the book Strapped is going to be about. “Most graduates 20 years ago expected to leave college with some student-loan debt along with their newly earned diplomas. But many of …show more content…

I would say that the author did a good job on writing the body paragraphs. For example, she says, “At colleges across America, especially at state universities, credit card companies have taken a page out of the student organizations’ playbook and table alongside the best of them. But the card companies have a leg up on the student groups: swag, and lots of it. In exchange for filling out a credit card application, students can get free stuff ranging from T-shirts to mugs and pizzas.” As you can see, it talks about credit cards and products which were two of the main things that were going to be discussed. However, at the end of the excerpt she goes off topic and talks about something else. For example, she says, “Young adults aren’t alone in struggling to save money. Over the last twenty years, our nation’s personal saving rate has plummeted from about 8 percent through the 1980s and early 1990s to zero in 2005—its lowest point since the Great Depression” and “If today’s young adults can be accused of wanting it all too soon, the ‘it’ isn’t riches, gadgets, or luxury cars. The elusive ‘it’ that today’s twentysomethings are after is financial independence, and then, hopefully, financial security.” As you can see this doesn’t talk about credit cards, credit card debt, or even products that are being promoted it talks about something different. Since she brings this into the picture she can fix it by adding it to her

Show More
Related
264 Words | 2 Pages

The sooner [these] abusive colleges are prevented from loading students with crushing debt in exchange from low-value degrees, the better” (Carey 218-19). In making this comment, Carey suggests that if

Read More
970 Words | 4 Pages

Thus, it stands to reason that the article’s purpose is to support the argument that predatory lending practices are at fault for the debt young adults experience. Macias uses personal experience immediately peppering in researched data to support his findings and conclusions on how the credit card industry wholeheartedly takes advantage of young America. His article captures the reader’s focus by appealing to pathos and tugging at pity in the reciting of how Macias was taken advantage of by credit lenders. Carlos Macias’s argument for the debt accrued by college aged adults being the fault of the credit card companies themselves roots itself in his rhetoric. From his skillful hooking of the audience with information garnered from personal experience to the utilization of logos throughout the paper presenting itself as careful and reliable research.

Read More
2405 Words | 10 Pages

It also demonstrates how advertising can be a seducing and powerful trap (Schechter 358). For the credit card industry, the newest target is the lower class. Steve Barnett, a former credit card company

Read More
744 Words | 3 Pages

Samantha Nyborg LEAP Writing 2011-05 September 15, 2014 Critique Draft Megan McArlde is a journalist and blogger who focuses most of her writing on things like finance, government policy, and economics. In her article “The College Bubble,” a magazine article published in Newsweek on September 17, 2012, McArlde writes about how the “Mythomania about college has turned getting a degree into an American neurosis” (1). She focuses a lot on the value of getting a college education, and makes an argument that all the time and money spent on earning a degree may not be worth it in the end. McArlde uses several strategies to appeal to her reader’s, and does a great job of effectively using the Logos, Pathos, and Ethos appeals throughout her article.

Read More
1056 Words | 5 Pages

It is apparent that this article has a very similar message then the others, even almost the same exact message given in most of the other sources. Mulhere, Kaitlin. " Climb Out of Student Debt. " Academic Search Premier [EBSCO].

Read More
876 Words | 4 Pages

Her point is that if a student is struggling with debt they are not well off. So the burden would fall the taxpayers. Then she goes on to debunk the myth we hear and see on television or the internet. She states “As it turns out, the six-figure debts that we keep hearing about in the media are actually pretty unusual.

Read More
900 Words | 4 Pages

Recently, many have begun to attack and degrade higher education in the United States. In the book How College Works, authors Daniel Chambliss and Christopher Takacs claim, “As state support has eroded, and as more students attend college in an increasingly desperate attempt to find viable jobs, the price to students of attending an institution of higher education has gone up, especially at more selective institutions” (172). So is college even worth it? Caroline Bird’s excerpt from her book Case Against College “Where College Fails Us” is an adequately written article that agrees with those who question whether college is a good investment. Bird argues that although some students would benefit from college and succeed, many fall short, wasting

Read More
233 Words | 1 Pages

Brent Staple’s essay "Why Colleges Shower Their Students with A's" had various elements that helped provided evidence and persuade the readers. The first thing I noticed when reading this essay was the comparison between the marketplace and college. This comparison helps to develop Staple’s argument because it explains something that is unfamiliar by comparing it to something that is more familiar. I can assume that the target readers were business men and women. Since I am unfamiliar with some business terms, I found that this essay explained something that was unfamiliar with something else that was unfamiliar.

Read More
948 Words | 4 Pages

His message his clear throughout the whole piece and he uses sources to show that he has knowledge on the topic. He also uses many sources and personal experiences that make the reader trust him and believe that he knows what he is talking about. With that being said, he did need to elaborate more when it came to addressing the alternative views about credit card companies. Ultimately, the reader can understand that his message is that credit card companies are to blame for college student debt because of his effective use of pathos, logos and the majority of

Read More
1002 Words | 5 Pages

“The dream of a land in which life should be better and richer and fuller for every man, with opportunity for each according to his ability or achievement (Adams 1).” A 2002 study found that 17% of student loan borrowers reported their loans had a significant impact on their career plans.13 Today, after the economic downturn, ASA’s survey suggests that number has nearly doubled, as 30% of respondents said their student loan debt was a deciding factor or had considerable impact on their choice of career. In addition, 52% said they either strongly or somewhat agreed with the statement that their “need to pay student loan debt is hampering my ability to further my career.” One ASA survey respondent commented, “I need to have two jobs because of my student debt, and I cannot take employment opportunities that will not make enough money, regardless of the potential that they may have in the future (American student assistance 5).” Relates to definition because they need to have 2 jobs to be able to pay off student debt.

Read More
1145 Words | 5 Pages

Many people dream of a life filled with riches, but that dream is hard to obtain without a college degree. It is somewhat ironic how people dream of being a successful student and going to college but the cost of tuition turns that dream into a horrible nightmare. It is not a shock to most people when they that college tuition is expensive, but in the past few years it has increased to an all-time high. Lower and middle class students have now begun to realize that college tuition is holding them away from their dreams. Even though college tuition could provide opportunities for job creation and economic growth, tuition is not affordable for the average American household which in effect, prohibits students from taking opportunities like going to college in the first place.

Read More
1994 Words | 8 Pages

Loans allow receiving a college education seem like a smoother process considering that such a hefty amount to pay is divided so that it can be paid for in moderation. Despite the fact that it’s split into many payments, it’s still a large quantity all in all so unless indebted students aim for high income jobs, there would many years of difficulty to come after college. For this reason, undergraduates make it their goal to go after jobs which would prevent them from being constantly pressured to pay off debt. Thus, student debt is both a crisis and a reason to encourage persistence towards greater ambitions (Hillman, 41). It is a tremendous thing when a student seeks to be financially comfortable or even rich in the future but not when it is for the wrong reasons.

Read More
579 Words | 3 Pages

Just how awful has the student loan strain become? Rhetoric of crisis influences the present popular discourse, while very few voices call for tranquil, noting the average number of student indebtedness is approximately equal to the cost of a new car. concealed by the aspect and attention captured headlines, though, it is a more embarrassing picture exposing that all classes and groups of students will not bear the increasing debt hardship equally: women, students of color, and Low-income household students are more greatly affected by this escalated debt. I have currently revealed the 30,000 dollars is the typical amount of debt that students will acquire after attending college for four years. Though the cost of college is increasing, a variety

Read More
901 Words | 4 Pages

There is many people that go to college, but because of the cost they don't get through college. The elevated costs of college cause not only students to struggle paying for college, but also to struggle financially paying for college when they are done. In many cases, after graduating, young adults who don’t find a job will become poorer, increasing the gap between the rich and the

Read More
378 Words | 2 Pages

Student loan debt loads have been spiraling, doubling over the last decade, and the enrollment rates of young people from lower socio-economic groups are rising far slower than middle and upper groups. Governments must recognize the renewed public investment in post secondary education is an economic and social imperative. 6.7 million borrowers in repayment mode are delinquent (Snider 1). The sad fact is that many lenders aren't exactly incentivized to work with borrowers. Unlike all other forms of debt, student loans can't be discharged in bankruptcy.

Read More

More about Excerpt From The Book 'Trapped' By Tamara Draut

Related Topics

Open Document