It is mandatory to have a car insurance policy here in the United States. One of the benefits is that it covers you from various unforeseen occurrences such as theft and accidents. There are hundreds of accredited insurance companies that offer special car insurance for young drivers. Due to the high risk, this policy is usually more expensive than the ordinary policies. Here are some tips on how to get affordable yet comprehensive car insurance policy. Purchase Cheap Car The most expensive cars attract high insurance premiums, as their features are more expensive and sophisticated as compared to the cheap models. When looking for your first car, go for a cheap model to save money for other need in the future. Virtually all cars in the market …show more content…
Quick research online show that global companies such as AA and Churchill offer affordable premiums to young drivers who pass this qualification. It takes only six hours to complete the test hence you do not have to sacrifice all your other daily commitments. Go for Yearly Package Currently the average cost of a good car insurance premium is $900 - $1,100. Now, most young drivers will be reluctant to part with such a huge amount of money at a go. Instead, they opt to pay the premiums on a monthly basis. This is actually expensive, as you will have to cater for the monthly interest charges. Bottom line; save money by choosing the yearly package. Consider Adding a Name of an Experienced Driver When Filing Application Form This is one of ingenious ways of reduce your car insurance premiums. You will surely get a discount by adding the name of a driver who has a proven record of accomplishment. Preferably, he or she should be older and more experienced. Finally, comprehensive car insurance policy is usually very expensive because it not only covers the policyholder but also third parties involved in the accident. Based on this fact, it is recommendable to compare and contrast the premiums offered by different companies as well as level of cover that you