Mortgage Securitization And How It Contributed To The Global Economic Crisis

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(a) Why is corporate finance important to all managers? The ability to borrow money is the fastest way to growth. The more money you have access to the better your cash flow will be and this gives you the advantage to take care of bigger deals. (b) Describe the organizational forms a company might have as it evolves from a start-up to a major corporation. List the advantages and disadvantage of each form. When you open your business, it will start out as a small business and all business organizations have three forms that they have to go through, they are: *Sole Proprietorship: Advantage: A sole proprietor has complete control and decision-making power over the business. *Disadvantage: Investors won’t usually invest in sole proprietorships. …show more content…

The deal-broker networks are regular people who act as agents on other people’s behalf when it comes to executing order in an organization or company. Alternative trading systems are systems that are not regulated but can still match the buy and sell orders of its subscribers. Registered stock exchanges are is a securities exchange that acts as a market where stock buyers connect with stock sellers. (r) Briefly explain mortgage securitization and how it contributed to the global economic crisis. Mortgage securitization is a back-up system for mortgage that allows mortgage loans to be sole and the money that is received to be use to make more loans. Mortgage securitization contributed to the global economic crisis when mortgages reset and borrowers defaulted. This made the values of CDOs rise and caused many of the credit default swaps fail to provide insurance because the counterparty also failed. Many originators and securitizes still owned sub-prime securities, which led to many bankruptcies, government takeovers, and fire sales, such as Indy Mac, Fannie Mae, Freddie Mac, Bear Stearns, Merrill Lynch and other big named

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