How much is car insurance for a 19 year old? For many, the rates are high and getting the best rate for 19 year olds can be difficult. In fact, most insurance companies do not offer rates that are suggestive of a 19 year old’s newfound adulthood. On average, the annual auto insurance cost for a 19 year old is a little over $2,500 which is approximately $208 per month and can be higher. This is really not much of a difference from 18 year old who pay’s approximately $3,100 per year. One would think that car insurance would be a little lower for those entering a more responsible time in their lives, but truthfully 19 year olds won’t experience a significant difference in their auto insurance premium until they reach the age of 25 and older. So what can you do about paying expensive auto insurance premiums? Here are a few pointers you can use to reduce the heavy load of car insurance premiums. Drive Safely …show more content…
One of the first questions, auto insurance companies ask about is your driving history. Having a clean, free slate of accidents over time will reduce the insurance you pay. In addition, driving a lot of miles, will also contribute to expensive car insurance premiums. Most companies will ask questions regarding your driving mileage because in their assessment, driving low mileage poses a lower risk for car accidents. Having your job, school and other related activities can result in getting a better quote on your car