In the United States if America, there are a huge number of cases where particularly the physicians are dependent upon the insurance which is sponsored by their employers in order to get their paychecks timely as promised. With the passage of time, this trend is gradually increasing; since the numbers of physicians are also escalating and ultimately health care organizations who are the employers of these doctors have to fulfill their and their family’s medical needs as part of health insurance program in the allocated workplace. Hence, it all falls under the category of employer sponsored insurance.
Employer sponsored insurance has been compared by the analysts by considering it equivalent to the private social security, without which, survival in the modern era is almost seemed impossible; both in terms of physician’s income and patient’s health- the two most important factors matter in this domain. Thus, in this respect, the author in this paper has comprehensively discussed the drawbacks of US employer sponsored health insurance system by mainly focusing its implications on the US care system. Furthermore, the author also throws light upon the latest approaches as well as
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Reasons behind this fact as identified by the author might be the involvement of private firms in releasing insurance funds which is only granted when employees get benefits or wages one way or another and in the long run, they pay from their own money. Secondly, the dependency of capabilities and fortunes on the availability of health insurance is also a thoughtful fact. Lastly, there is a concern involving the health and business of health care and insurance domain that either the health care stakeholder will be able to cope up with the confronted challenges or not in the future keeping in consideration the factors such as health of the people of