Rhetorical Analysis Of Fannie Mae

According to The Editorial Board New York Time’s, “The Housing Crisis Lives on for Minorities” December 26,2016, mortgage companies such as Fannie Mae are discriminating and being racist towards African-American and Latino homes. The writer emphasizes the neglection Fannie Mae had towards these minority homeowners and specifies the contrast between white areas and black areas. The mortgage crisis that ravaged the economy eight years ago, is a driving factor of the editorial. The writer is informing New York Times readers, educated citizens, and intellectuals about the racial allegations towards Fannie Mae. The Editorial Board affectively convinces their audience that there is an unjust gap between white and minority homes through the use of

The writer does this by presenting facts that support their argument. Within the editorial, the writer states that” while investigating 2,300 foreclosed properties in 38 metropolitan areas between 2011 and 2015, about a third of those properties in minority areas had more than 10 problems, while only 7 percent in white areas had that many”. This statistic is meant to shock the audience and provide a factual foundation for the writer’s claim. Throughout the entire article, the Editorial Board mentions the Fair Housing Act of 1968, and how Fannie Mae was in violation of it. The law is something every citizen must follow, so the fact that corrupt companies like Fannie Mae decided to violate the law, suggests that they are unprofessional and are in fact capable of the accused allegations. The writer continues to state their opinion by pointing out that Fannie Mae disputed the allegations by saying “its maintenance standards are designed to ensure that all of its properties are treated equally. The writer then acknowledges the possibility of that being true, but argues about the evidence in the lawsuit that “suggests that those standards are being applied