To live comfortably is a wish that many people have growing up in America. We see people on television who have and have not worked harder than others to achieve this way of life. These people are able to pay their bills for the nice house saved up for, are able to provide for a decent sized family, and still have extra money in their pocket for themselves. The American Dream seems so accomplishable when looking at the people who have already achieved this, but looking up to these people, we do not realize that this dream is not a few steps ahead of us sitting on a pedestal; this dream is almost out of touch. But what is the reason that everyone cannot achieve this dream as easily as others? Some may say that these people on the television are rich and is why they are living the life that they live, but take thought of how these people got to where they are today, and why others cannot. While some believe that working hard will always pay off, providing easier access in achieving the American Dream will ultimately help increase living styles by keeping people out of debt.