Financial planner Essays

Question 1 1.0 Introduction Financial planner as a provider of financial services, Australian Securities and Investment Commission (ASIC) as a financial industry regulator, the both two forms a mutual relationship with customer. Financial planners provide customers with financial services enable customers to gain profit in a reliable way; ASIC regulate financial planner, protect the interests of customers. This mode forms health financial market system. However financial planner’s purpose is pursuit

as devices of case management, mainly about complex medical cases. The concept is to address negative effects associated in the care of clients with complex care needs. The life care planner evaluates clients with a disability or severe health condition to summarize the needs created by the disability. The planner creates and integrate a plan that includes items and services with specific cost, the plan address current and future needs of the client to include cost. Life care planning is a global

A personal financial advisor is someone who takes his or her client’s money goals and devise plans to achieve those goals. Considered to be a part of the middle class, financial advisors wages average $89,160 a year (“Personal”, 2015). In college, students take a variety of courses to help prepare them in the economic world, and after college, they take exams to test their skills. If they pass the exam, students become certified to be a personal financial advisor. Most financial advisors never stop

INTRODUCTION In this report, we discuss the various findings of our analysis of Canadian Financial organizations for career planning. The research focus on current job opportunities, career path and license requirements for Insurance Underwriter, Claims Analyst and Certified Financial Planner. Canadian financial market is highly regulated by the government. Canadian financial institutions can be classified into three categories:  Deposit-taking institutions  Investing Institutions 

the discourse community goals Firms in the financial service industry perform the following tasks: investing, lending, insurance, securities trading, and securities issuance. To provide the best service to its clients’ firms utilize several channels of communication they include publications, Podcasts to discuss general trends that shape financial markets, online platforms that makes it easier for clients to be engaged and stay on top of their financial affairs. Level of members with relevant discourse

Task 1.0 Profile of the organization Hong Kong and Shanghai Banking Corporation is a public limited company and is in the global banking, financial services industry. Figure 1.1 shows the company profile. Figure 1 – Company Profile The below figure 1.2 represents the customer life cycle and its product base. -Author Defined - Task 1.2 Functional areas of HSBC - Author Defined - - HSBC generally consists of multiple functional areas based on different products/services

Career in Accounting “Accounting is the practice or profession of maintaining financial records, noting expenses or revenue, and determining how much one owes or is owed. Accounting seeks to assure that every individual or company pays or is paid the correct amount” according to http://financial-dictionary.thefreedictionary.com/accounting”. In this essay I will explain the requirements to become an accountant, why I choose to study accounting, and the pros and cons of this career. Accounting is

with a variety of financial services. This company is one of the most successful in keeping up with today's technology from online services to a mobile app. HISTORY The City Bank of New York was founded on June 16, 1812. A statesman named Samuel Osgood was the first elected president of the City Bank of New York. The War of 1812 made an impact on the City Bank of New York known now as "Citibank." The bank assisted the federal government with money to help for war pays and financial costs. This act

scored as follows. Think-4.5; Know-4.8; Act-4.1; Go-4.4 with 5.0 the maximum. After several weeks of gaining knowledge, the Post-CRI was slightly different, but did change. The top three strengths are Contextual Awarness-5.0; Cultural Awareness-5.0; Financial Aid Awarness-5.0. Think increased by .1, Know down .1, Act up by .3; and Go up by

This chapter will introduce the reader to a wide variety of ethical problems and issues that can arise within the laboratory environment. Sometimes mentors refuse to give mentees proper credit for their contributions. Something like this probably happened when Millikan failed to give Fletcher credit for suggesting that he perform his experiment with oil drops. Sometimes a mentor may try to put excessive blame on his mentees when his research is found to be in error. A graduate student might “take

Sharon Tao Mr. Caldwell Economics 28 October 2015 The Great Crash 1929 Galbraith, John Kenneth. The Great Crash, 1929. Boston: Houghton Mifflin, 1955. Print. In his book, The Great Crash 1929, John Kenneth Galbraith examines the stock market crash. He brought up ideas of buying on margins, bad banking structures and income inequality were considered as contributing causes of the crash. However, Galbraith argues that the speculations in the stock market were the main reasons

Part 3: Results and analysis To answer question 1. An analysis of the business performance, and question 2, an analysis of business strategy SWOT Analysis Strengths BA has a strong brand, in 2015 BA retained its title as the nation’s strongest brand [Smithers, 2015]. In addition to the below strengths, this explains how BA managed to increase their revenue passenger kilometres (RPK) [Appendix 4. Figure 8] in the year due to being well known as a reputable airline in the market, thus resulting in

Budget deficit refers to government spending rather than individuals or businesses spending. In this case, the government’s expenses exceed the amount of revenue received. I think that we are going back to the budget deficit cycle because the budget deficit has kept increasing in the last two years rather than decrease. This is happening due to different reasons. For example, the War on Terror almost doubled the annual military spending, and this definitely affected the budget deficit. Another reason

About the company Merrill lynch is one of the world’s leading wealth management and financial advisory companies, providing financial and investment banking services. It comprises of 15,000 financial advisors and $2.2 trillion in client assets; it is the world 's largest brokerage. Earlier the firm was publicly owned and traded on the New York Stock Exchange under the ticker symbol MER. About the case: Merrill lynch has introduced a new client relationship technique known as “SUPERNOVA “at the Merrill

Rio Tinto are an Australian and British company who have grown to be one of the world 's leaders in commodity production. This is accredited to a various mergers and acquisitions that have occurred since its 1873 founding1. Their business activities span 35,000 employees in 35 countries across six continents, concentrated in Australia and Canada1. With headquarters located in London and Melbourne, they are dually listed on the London Stock Exchange and the Australian Securities Exchange1, with an

Tutorial 4 26 August 2014 Name: James Surname: Gilbert Student Number: 201404266 Tutorial Group: 1 The Relevance of Accounting History as an Academic Discipline. People cannot predict the future by looking at the past, they cannot change the past by studying it extensively. So then, why is it that so many people do look back at what was? Is it to reminisce over lost times, or to ponder about a world so different to what is now? No, it is in fact to use what was observed and tried

Reliv International or simply Reliv is a dietary supplement and skin care company that uses multi-level marketing for distribution. Based in Chesterfield Missouri Reliv is home to a multi national distributors in over 16 countries. Reliv was founded in 1988, by Robert and Sandy Montgomery. The Montgomery 's licensed a nutritional formula developed by Dr Theodore Kalogris in the early 1980 's teh formula was known as Reliv Classic, and it was the first Reliv product ever devised and created. In the

Corporate Scenarios The corporate scenarios refer to the procedures for establishing/creating a description of the future conditions and situations that a business may face based on the evaluation of the present and past tendencies in the sector. As affirmed by Wheelen et al. (2017), they are the future estimates of comprehensive income statements and balance sheet that firms use to predict the benefits and the effects of using each alternative policy and the returns that may be received from undertaking

Thomas, Deborah and MKC. 2013. Globalization and Race, in Annual Reviews I- Introduction Main point: In the past two decades, anthropologists have put much of their focus on globalization. However, globalization often causes barriers subjects of interest in anthropology. Summary: Race has often played a large role in globalization. The globalization process is highly screens the economies, social, and political potential of betterment. The author wants to tackle some of the new strategies of

Abstract This paper is all about the unethical action of a programmer who used a computer program when he was working with his previous employer. It is evident that he violated some of the provisions provided in the Ten Commandments of Computer Ethics. To be specific, he used other people's computer resources without the owner's permission and authorization. In relation to the case, the computer program which he created no longer belonged to him because he was paid for it. As such, he has no right