Affordable Care Act Pros And Cons

Affordable Care Act (ACA) is the healthcare reform law that is by and large referred to as Obama care. The U.S department of health and Human Services states that, “the Affordable Care Act puts consumers back in charge of their health care. Under the law, a fresh “Patient’s Bill of Rights” gives the American people the stability and flexibility they need to make informed choices concerning their health”. To ensure that Americans get more health care right and the protection Affordable Care Act aims at regulating regulates private insurance. It is argued that the cost of the Affordable Care Act outweighs the benefits and that some groups benefit more than others. However, it is worth to acknowledge that all Americans will benefit from the innovative rights and protection that the Affordable Care Act provide such as guaranteed coverage of pre-existing conditions and

Millions of uninsured are getting access to affordable, high quality health insurance through Medicaid expansion, employers and the Health Insurance Marketplace. Furthermore, the uninsured are in receipt of free or low cost health insurance and obtaining assist on out of pocket cost using their states health Insurance Marketplace. As Jen Christense wrote on the CNN article “Obamacare open enrollment: Here's everything you need to know” it is expected that 20million will be exempt from the fee by 2016, thus they will be able to acquire cost assistance and special enrollment if they need. With the Affordable Care Act no one is removing from the coverage for the reason that they are sick or they made an unintentional mistake on their application. Other protections ensure that you have the right to a rapid appeal, that health insurance companies can’t construct groundless rate hikes, and that these companies must spend the greater part of premium dollars on