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Affordable Care Act Pros And Cons

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The Affordable Care Act is a United States Healthcare reform law that expands and improves access to care and curbs spending through regulations and taxes according to ObamacareFacts. This law was created to eliminate the social injustice of insurance companies denying insurance coverage to people with life threatening diseases and to make healthcare more affordable for those who cannot afford it currently. Although the Affordable Care Act has allowed many people to have access to healthcare that once couldn’t before, the ACA has negatively affected small businesses and the working class by increasing premiums and periodic payments. Small businesses got the short end of the stick when it came to Healthcare. They are being forced to pay more to provide their employees with healthcare insurance. According to Sally Pipes of Forbes Magazine, Obamacare is causing employers to reduce wages in order to afford the new policies and premiums- if they aren’t reducing the pay then they are reducing the number of employees. With …show more content…

The ACA is killing small business by charging them outrageous premiums- forcing them to reduce the workforce or cut employee pay. Which altogether reduces the number of taxpayers that keep the ACA afloat. The ACA is creating incentives for Americans not to work- creating a maximum income and other guidelines that have to be met in order to fall under the ACA so they have a lesser premium or amount that must be payed. The ACA has provided many Americans with the health insurance coverage they need but the cost is falling on the middle class. The Affordable Care Act has allowed for many benefits for some Americans, but it has more negative aspects and consequences that can only be read in between the fine lines of the 2,700 page health care

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