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Affordable Care Act Pros And Cons

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The Affordable Care Act (ACA) is an act that was passed by President Barack Obama on March 23, 2010. This act was meant to focus on certain areas so it would be able to reform health care in the United States. The ACA focused on making healthcare more accessible, affordable and providing better quality care.

The ACA is important in the health care system because it has helped thousands of people throughout our country get insurance. Now insurances are responsible with providing summaries of benefits so people can compare before they buy into a plan. Insurance plans are required to offer essential health benefits such as emergency, laboratory, outpatient, and preventive services to all members. They would have to offer prescription drugs under their plans. The ACA required all citizens and legal residents to purchase a health plan if they could afford it. If people declined to purchase insurance they would be fined. I feel that people should have a choice in whether they want health care insurance or not. When certain …show more content…

In the past patients with chronic disease were either dropped from their health care plan or denied from a new plan due to their illness. Many people were forced to pay for their health care out of pocket. Health care nowadays is very pricey. It was a shame that health care insurances could just drop or deny a person due to a condition. To me this was just inhumane. People who needed the medicines and the care were being refused it like it was their fault they were sick. No one wakes up in the morning and says well todays the day I diagnose myself with Cancer or any other terminal diseases. So, when the Affordable care act was passed it open options up for these people who for many years thought they had no one to turn to. They could get a health care plan that will cover their hospital visits and medications also were giving the option of being cared for at

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The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.

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The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their

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Essential benefits are 10 services that are provided essential to emergency and medical expenses. Healthcare.gov states that the essential benefits consist of; “Ambulatory patient services, Emergency services, Hospitalization, Maternity and newborn care, Mental health and substance use disorder services, including behavioral health treatment, Prescription drugs, Rehabilitative and habilitative services and devices, Laboratory services, Preventive and wellness services and chronic disease management, and Pediatric services, including oral and vision care.” The changes that are currently being revised within the new Affordable Care Act consist of changing the policy rules from every policy offered in the marketplace had to cover the 10 essential health benefits so even bronze plans had some base level of coverage, to allowing the states to decide whether they will require insurance carriers to cover the 10 essential health benefits. This is unbeneficial in the aspect of certain states will reject the 10 essential health benefits, requiring citizen on the Affordable Care Act to pay for expense which defeats the purpose of the affordable care act as a whole. Opposition may state, “States know what’s best for its citizens, and may be more cost effective for the state as a whole to reject the 10 essentials.

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The Affordable Care Act greatly improved the quality of health care in the United

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It is a law that is still under debate to this day because of religious/moral rights, costs, etc. However because of this law many Americans have health insurance now and are able to seek treatment and services that they had no access to

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ObamaCare, or the Affordable Care Act (ACA) is a health care reform law introduced by President Barack Obama. The ACA expands and improves access to care for Americans by making health insurance more affordable and regulating the health care spending in the country. ObamaCare offers Americans many benefits, rights, and protections regarding their healthcare, improves Medicare, and expands employer coverage. Democrats really like the idea of Obamacare, they have been wanting quality, affordable healthcare that is available to all Americans. Democrats have fought for decades so that Americans can have basic security in regards to healthcare.

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The Affordable Care Act The Affordable Care Act is a bill intended to increase the quality of health insurance and lower the costs that Democrats proclaimed would help everyone in the nation, regardless of their ability to pay and regardless of any preexisting condition they might have. Additionally reducing the number of people in the United States not covered by any health care insurance. The Affordable Care Act is the most comprehensive reform to the health care system since the implementation of Medicare and Medicaid in the 1960s. More than 190 years before that, when creating the Constitution, the founders of the United States worked hard creating a system of checks and balances as one of the most important principle aspects of Government.

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On March 23, 2013, The Affordable Care Act, was a law signed by President Obama, hence its alternative name, Obamacare. The Affordable Care Act is a health care reform. It was part of a legislation with Patient Protection and the Health Care & Education Reconciliation Act of 2010. It provided better health security for Americans with low income. It help made health insurance more affordable for them.

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Many think this will mainly benefit you if you are healthy. People have the option to purchase a lower more cost effective plan but in the situation you become sick then you might exceed the limit of your plan (1). Also, there is speculation that health care cost will rise at a faster pace than under the previous Obamacare. Of course there are other ideas on how to address the Affordable Care Act. Senators Graham and Cassidy would like to use the federal Medicaid funding and insurance subsidies to state block grants, allowing the state to design their own health care programs(1).

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Affordable Care Act, (ACA) also nicknamed “Obamacare,” is a United States federal statute enacted by the 111th Unites States Congress and signed into law by former President Obama on March 23rd 2010. It represents the U.S healthcare systems most significantly regulatory overhaul and expansion of coverage since the passage of Medicare and Medicaid in 1965. (NCBI)The Affordable Care Act offers essential benefits that range from covering hospitalizations to mental health care to prescription drugs. A primary goal of it was to make sure all Americans or nearly all obtained health insurance. It created insurance exchanges for those seeking individual coverage and expanded Medicaid for low-income adults.

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There are a few pros that the Affordable Care Act has had since its inception. One is that millions of uninsured Americans now have access to healthcare. This allows for people to go to a regular provider and not abuse the emergency room department. ERs are now able to treat those who have medical emergencies versus those who are coming in for a common cold. People who are of low income, young adults, blacks, and hispanics have all had an increase in those who now have healthcare.

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The Affordable Care Act Health reforms are “building blocks” that are used to manage health care in the United States (healthcarereform.gov). It can consist of ways in which to build against our health system so that health insurance is easily accessible to many Americans. These building blocks can include provisions for those less fortunate to be included in Medicaid coverage, encourage employers of corporations to provide health insurance for its employees, encourage primary/preventative care in the United States, afford health insurance to all Americans, and much more (healthcarereform.gov). One provision set in place in 2010 was the Affordable Care Act. This refers to two legislations – The Patient Protection and Affordable Care Act (ACA)

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The Affordable Care Act was enacted in March 2010. The goal of Affordable Care Act is to expand coverage to all Americans, hold insurance companies accountable, lower healthcare costs while providing high-quality care for all. The implementation of Obamacare has helped over 32 million Americans get health insurance coverage by reducing premiums and out of pocket costs to families. The Affordable Care Act also puts a stop to insurance companies from denying coverage for those who had pre-existing conditions. Doctors are required to see more patients while providing quality care at a reduced cost.

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The Affordable Care Act was established because lots of people were in the world with no insurance or medicaid that really needed the help from the government. The Affordable Care Act was established to make health insurance more affordable for those with little or no coverage such as medicaid or health insurance. This also makes it easier for people in to see doctors when needed then not having anything to help if you have no coverage. The Affordable Care Act’s goal is to expand access to health insurance, and reduce the cost of health insurance. The United States has spent far more money on healthcare than any other industrialized nation.

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Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.

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