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Pros And Cons Of The Affordable Care Act

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There are a few pros that the Affordable Care Act has had since its inception. One is that millions of uninsured Americans now have access to healthcare. This allows for people to go to a regular provider and not abuse the emergency room department. ERs are now able to treat those who have medical emergencies versus those who are coming in for a common cold. People who are of low income, young adults, blacks, and hispanics have all had an increase in those who now have healthcare. The essence of the ACA is to have adequate healthcare, reasonable cost of healthcare, and ensure quality of healthcare (Blumenthal, Abrams, & Nuzum, 2015). One downfall is that there is a shortage of primary care physicians due to the influx of insured Americans. One way to try to help this, is that, there are programs that allow loan forgiveness to providers willing to work in underdeveloped areas. This is a benefit to the provider and the patients (Currie, 2013). …show more content…

The felt like the government was overstepping into their personal lives. Another issue is that some Americans had a rude awakening. My “affordable” healthcare through my employers went from $1000 deductible to $5000. And where it did cover 80% even prior to the deductible, it now covers 0% until the deductible is met. This was unintended outcomes that no one really thought about. One strategy would be to have the law written more clearly. It is the same thing as patients knowing what their insurance is. If someone is able to explain it to them, they are more able to make a decision on if it is the right insurance for them. For example, I thought that I could only get insurance through my job. After this lesson, I learned, I could possibly get insurance through the marketplace. As well, I fall under the 400% of federal poverty level and could get help through the government.

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Reforms and Reshaping the Healthcare Sector: The ACA aims to expand access to affordable, quality healthcare for all Americans. It introduced several reforms, including the establishment of health insurance marketplaces, the expansion of Medicaid, insurance mandates,

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The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their

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This article shows the pros and cons of the Affordable Healthcare Act from the views of the White House and The Wall Street Journal. The goal of the act is to ensure the middle-class families security. It keeps health care costs low and holds insurance companies accountable. Insurance companies no longer have the “unchecked” power to cancel a person’s policy, deny a child’s coverage because of a pre-existing condition or change differently for women or men. Almost 13 million Americans will receive a rebate and covers preventive care for free.

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There are much more benefits with the act including that “More than 16 million Americans obtained health insurance coverage within the first five years of the ACA” (The Pros and Cons of Obama Care) The act will protect those who have the health care in the future, especially young adults that are still students in school. Overall, the act is great for millions of people especially that don’t have a stable job, young adults and many with families to support, and people who retire and can’t afford paying so much money for medical

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Before the Affordable Care Act, Health Care in the United States was obtained in multiple ways. Approximately 33% of Americans received their health care from Medicare which is Health Care for the elderly, Medicaid which is Health Care for the poor, Tricare, and VA. Privately provided Health Care accounted for 50% of Americans, and 16% of Americans were uninsured. 16% equates to about 50 million people. Two major problems faced in the American health care system before the Affordable Care Act, 16% of the population was uninsured and health care costs were rising rapidly.

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You can find out the current numbers being used to define the federal poverty level at HealthCare.gov: Federal Poverty Level. Use the appropriate figure and multiply by four to see if your income falls below the 400 percent mark. The Individual Mandate Although a penalty may be charged if you do not have any kind coverage, there is a long list of exemptions which protect you from having this penalty applied.

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Why such controversy? What is so wrong with everyone have health insurance that can be affordable? I believe the controversy lies within the fact that the federal government is requiring that every citizen of the United

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The Affordable Care Act The Affordable Care Act is a bill intended to increase the quality of health insurance and lower the costs that Democrats proclaimed would help everyone in the nation, regardless of their ability to pay and regardless of any preexisting condition they might have. Additionally reducing the number of people in the United States not covered by any health care insurance. The Affordable Care Act is the most comprehensive reform to the health care system since the implementation of Medicare and Medicaid in the 1960s. More than 190 years before that, when creating the Constitution, the founders of the United States worked hard creating a system of checks and balances as one of the most important principle aspects of Government.

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The Affordable Care Act or ACA law was put in place in March of 2010, the objective of this law was to provide more americans with affordable healthcare. Obama Care can be beneficial in many ways including offering cost assistance to families, giving full coverage to applicants even with preexisting medical conditions, and the cost of insurance is not determined by gender so there is no gender discrimination, the act also keeps wasteful spending down by making health care reforms. But the ACA law is very favorable to the lower income communities.

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Before President Barack Obama, there have been many other presidents (good and bad alike) that have tried to reform and expand health care. Presidents such as Harry Truman, Richard Nixon, Bill Clinton, and Lyndon B. Johnson have all tried to expand health care during their time in office. Obama has been the first to finish the ongoing project of his predeccesors. With the passage of the Patient Protection and Affordable Care Act, President Obama had to deal with huge criticism from the Republican Party and the citizens of the United States. Since Obamacare has been ruled constitutional, people everyday argue about whether Obamacare is good or bad for the country and themselves.

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The Affordable Care Act is a United States Healthcare reform law that expands and improves access to care and curbs spending through regulations and taxes according to ObamacareFacts. This law was created to eliminate the social injustice of insurance companies denying insurance coverage to people with life threatening diseases and to make healthcare more affordable for those who cannot afford it currently. Although the Affordable Care Act has allowed many people to have access to healthcare that once couldn’t before, the ACA has negatively affected small businesses and the working class by increasing premiums and periodic payments. Small businesses got the short end of the stick when it came to Healthcare. They are being forced to pay more to provide their employees with healthcare insurance.

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The Act has generated more benefits than drawbacks: “The attempt to defund the Affordable Care Act would cost America 300,000 jobs. When you add in the reckless $1.3 billion cut to CHCs they have included in their budget resolution, 178,000 more jobs are lost this year alone” (DeLauro 4). The act has been extremely effective in society. The act has not only generated wealth but also jobs. By having more money and more job opportunities, the poverty level decreases.

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The Affordable Care Act (ACA) is an act that was passed by President Barack Obama on March 23, 2010. This act was meant to focus on certain areas so it would be able to reform health care in the United States. The ACA focused on making healthcare more accessible, affordable and providing better quality care. The ACA is important in the health care system because it has helped thousands of people throughout our country get insurance.

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The Affordable Care Act (ACA) is legislation that was passed in 2010, to increase health insurance coverage for the citizens of the United States. Since the ACA has been implemented, I believe it has had both positive and negative feats. One aspect about the ACA I like is that it helps expand Medicaid to individuals living under 138% poverty level. In July of 2016, this directly applied to me. If an individual doesn’t have enough money, they won’t get penalized for not having insurance, however, to be in the School of Pharmacy, it is a requirement to have insurance.

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