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Pros And Cons Of The Affordable Care Act

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The Affordable Care Act or ACA law was put in place in March of 2010, the objective of this law was to provide more americans with affordable healthcare. Obama Care can be beneficial in many ways including offering cost assistance to families, giving full coverage to applicants even with preexisting medical conditions, and the cost of insurance is not determined by gender so there is no gender discrimination, the act also keeps wasteful spending down by making health care reforms. But the ACA law is very favorable to the lower income communities. In order to mandate this law, the higher earning classes are harshly taxed. Since this act ensures that no sick person can be dropped from their insurance plan it causes the rate of all insurance
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This article shows the pros and cons of the Affordable Healthcare Act from the views of the White House and The Wall Street Journal. The goal of the act is to ensure the middle-class families security. It keeps health care costs low and holds insurance companies accountable. Insurance companies no longer have the “unchecked” power to cancel a person’s policy, deny a child’s coverage because of a pre-existing condition or change differently for women or men. Almost 13 million Americans will receive a rebate and covers preventive care for free.

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Before the Affordable Care Act, Health Care in the United States was obtained in multiple ways. Approximately 33% of Americans received their health care from Medicare which is Health Care for the elderly, Medicaid which is Health Care for the poor, Tricare, and VA. Privately provided Health Care accounted for 50% of Americans, and 16% of Americans were uninsured. 16% equates to about 50 million people. Two major problems faced in the American health care system before the Affordable Care Act, 16% of the population was uninsured and health care costs were rising rapidly.

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586 Words | 3 Pages

This hefty premium force people like Melissa and Bob to become uninsured because they cannot afford it.

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1196 Words | 5 Pages

It is a law that is still under debate to this day because of religious/moral rights, costs, etc. However because of this law many Americans have health insurance now and are able to seek treatment and services that they had no access to

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Our group also decided that in order to fund the rising cost cost of premiums and to offset the cost of implementing the Affordable Care Act, we agreed to allocate some of the funds from military and defense into the healthcare sector. In addition, we decided to raise the taxes imposed on the higher class to help pay for the cost of Obamacare. Finally, one of our final provisions is to create a special state run insurance for patients with severe conditions due to the high cost of treating people with these conditions. In creating these special pools, people under Obamacare won’t be forced to pay higher general

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757 Words | 4 Pages

The Affordable Care Act was enacted with the intention to meet the goal of Obama and “provide affordable, quality healthcare for all Americans and reduce the growth in health care spending.” The Affordable Care Act (ACA), also known as Obamacare, is what our nation needs to sustain our people and ensure our people’s rights. March 23, 2010 was the day President Barack Obama signed the Affordable Care Act into law, and ever since, all Republicans in congressional office have made it clear that it is their intention to revoke the law. However, despite over 50 attempts of trying to repeal different parts of the Affordable Care Act, Republicans have accomplished nothing.

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1014 Words | 5 Pages

Due to the massive amounts of untended patients, the ACA must be upheld to preserve the health of millions of underachieving Americans. The act provides several citizens, with unsteady incomes, health insurance that they can rely on. The Affordable Care Act works to provide lower and middle-class families the same care as upperclass. The healthcare that is made available through the act is critical. Although some may suffer from the act, others will benefit.

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1236 Words | 5 Pages

There are way too many people with diseases and health problems to just ignore it. Allowing something like this to get through a bill is so dangerous, because so many people could possibly be without coverage. Not everyone in the world has money to afford increased rates, so changing the bill and protecting pre-existing health conditions would make a big difference. There is a reason ACA was created to protect the people, as in the past “Prior to the ACA, insurers could discriminate against consumers based on their current health conditions and medical history” (Gee) so it would be absurd to remove it already. It is important that bias actions like these never happen again and this would be the best recommendation for the bill.

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159 Words | 1 Pages

This Affordable Care Act project, officially called the Patient Protection, helps to reform the American Health Care systems and the health insurance industry as a whole. Citizens of America have been offered more rights and protections to be able to access affordable health care to millions of them that are uninsured. This is all thanks to the law and the outgoing president, Barack Obama. Despite its launch and offers it gives, some people are still against it.

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The Affordable Care Act’s Burden on American Businesses and Workers She works hard; her eyes droop with tiredness most of the time. She arrives late and her concentration on the job is limited because of the anxieties weighing on her mind. With a young son to provide for and rent due next week, the strain of working two jobs was taking its toll. Such is the reality of many Americans.

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381 Words | 2 Pages

There are a few pros that the Affordable Care Act has had since its inception. One is that millions of uninsured Americans now have access to healthcare. This allows for people to go to a regular provider and not abuse the emergency room department. ERs are now able to treat those who have medical emergencies versus those who are coming in for a common cold. People who are of low income, young adults, blacks, and hispanics have all had an increase in those who now have healthcare.

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Victoria Caviness Course Introduction Assignment Picture this, it is 2017 a woman who is homeless comes into the emergency room. She is dying from a food borne illness. She had lost her job and could not pay her medical bills from her first child and could not keep up with rent

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Obama care is offered to people who do not have the option of affordable insurance, their employer doesn’t offer insurance, and they do not qualify for Medicaid. The ACA gives these people the opportunity of having insurance by taking more money on taxes. (Youtoons, Obama Care) My personal insurance is held through the company that my father works for.

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694 Words | 3 Pages

A recent article on BBC News explains the controversy of health care as a right or a privilege. In March 2010, former president Barack Obama passed a bill called the Affordable Care Act, also known as ObamaCare, in order to reduce the high cost of healthcare in the country. The main goal of this is to provide affordable health coverage to the estimated 15% of the population who lack it (bbc.com). Now the debate is whether or not Healthcare is a right to all or if it should just be considered a privilege. One side says no, asking why they should be forced to pay for someone else’s medical expenses, while the other side argues that health care is beneficial to all, and everyone deserves the right to health care.

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475 Words | 2 Pages

I believe it is the government’s duty to cover those who are not able to pay for themselves instead of increasing the tax on the high earners. Even though this act should reduce the monthly fee of the health insurance, for many Americans, including myself we are forced to pay more. Therefore, a policy should be incorporated, that regulates how much the healthcare market place should charge people. I believe it should be a fixed monthly fee across the board for

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