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Obama Care Pros And Cons Essay

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The Affordable Care Act’s ultimate goal is to provide affordable healthcare for most, if not, all Americans. There are widespread support and opposition the Affordable Care Act. Those who support Obamacare claims that the ACA ensures more coverage for middle class Americans. The ACA extend health subsidies to those with incomes from 300% up to 400% of the federal poverty guidelines. In addition, the ACA allows people under the age of 26 to stay on their parent’s plan until they turn 26, allowing those who have trouble paying for insurance to find a way to pay for medical costs. (HHS, 2017) Those who oppose the Affordable Care Act claim that the act forces people to buy healthcare. Those who do not purchase health insurance will be fined a certain amount of …show more content…

The benefits outweigh the disadvantages when it comes to the act. However, it does not mean that Obamacare doesn't have flaws. My group decided to revise the Affordable Care Act by taking away unnecessary revisions and try to cut the eventual cost of the Affordable Care Act. Under our group’s revision, we decided to take away the requirement that people need to buy healthcare. Healthcare is a choice and we should not impose it onto others when they don't want it and then penalize them if the said person did not purchase health care. Our group also decided that in order to fund the rising cost cost of premiums and to offset the cost of implementing the Affordable Care Act, we agreed to allocate some of the funds from military and defense into the healthcare sector. In addition, we decided to raise the taxes imposed on the higher class to help pay for the cost of Obamacare. Finally, one of our final provisions is to create a special state run insurance for patients with severe conditions due to the high cost of treating people with these conditions. In creating these special pools, people under Obamacare won’t be forced to pay higher general

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The Affordable Care Act was a health care act that was established by the federal government to expand and improves access to care and curb spending through regulations and taxes. Each state could decide to participate or not. The act was adopted as law by US Fisher02 President Barrack Obama in March 2010. The goal of this act was to reform the current health care in the United States.

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1444 Words | 6 Pages

There are much more benefits with the act including that “More than 16 million Americans obtained health insurance coverage within the first five years of the ACA” (The Pros and Cons of Obama Care) The act will protect those who have the health care in the future, especially young adults that are still students in school. Overall, the act is great for millions of people especially that don’t have a stable job, young adults and many with families to support, and people who retire and can’t afford paying so much money for medical

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1055 Words | 5 Pages

But Obamacare, it turns out, has done a lot of good. It guarantees that people with pre-existing health conditions cannot be rejected by insurers or charged more than others. It has reduced the number of uninsured people by twenty million. It has increased access to primary care, specialty care, surgery, medicines, and treatment for chronic

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905 Words | 4 Pages

ObamaCare, or the Affordable Care Act (ACA) is a health care reform law introduced by President Barack Obama. The ACA expands and improves access to care for Americans by making health insurance more affordable and regulating the health care spending in the country. ObamaCare offers Americans many benefits, rights, and protections regarding their healthcare, improves Medicare, and expands employer coverage. Democrats really like the idea of Obamacare, they have been wanting quality, affordable healthcare that is available to all Americans. Democrats have fought for decades so that Americans can have basic security in regards to healthcare.

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500 Words | 2 Pages

Many think this will mainly benefit you if you are healthy. People have the option to purchase a lower more cost effective plan but in the situation you become sick then you might exceed the limit of your plan (1). Also, there is speculation that health care cost will rise at a faster pace than under the previous Obamacare. Of course there are other ideas on how to address the Affordable Care Act. Senators Graham and Cassidy would like to use the federal Medicaid funding and insurance subsidies to state block grants, allowing the state to design their own health care programs(1).

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1631 Words | 7 Pages

The Affordable Care allows twenty million americans to attain affordable health care coverage. Without taking action against the repeal of the ACA will allow many Americans to lose their health insurance. Many stories have surfaced about how Obamacare has saved lives and improved the quality of care for so many people. Obamacare has prevented people with pre existing illnesses from being rejected from health insurance companies. Therefore allowing them to be able to get treated for whatever sickness someone could have.

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1014 Words | 5 Pages

The Act has generated more benefits than drawbacks: “The attempt to defund the Affordable Care Act would cost America 300,000 jobs. When you add in the reckless $1.3 billion cut to CHCs they have included in their budget resolution, 178,000 more jobs are lost this year alone” (DeLauro 4). The act has been extremely effective in society. The act has not only generated wealth but also jobs. By having more money and more job opportunities, the poverty level decreases.

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747 Words | 3 Pages

The success of Medicaid expansion, e.g., improved infant and child care, reduced mortality rates, and increased access to doctors’ offices (instead of expensive ER visits), is hard to argue against. Unfortunately, 12 percent of children still have no health insurance, despite expansions in public health insurance. The 800-pound elephant in the public health insurance room is the states’ budgets. With the stroke of a pen, funding cutbacks can derail any positive gains for public health insurance for children. The ACA was one of the most contentious pieces of legislation to come down the pike since the Personal Responsibility and Work Opportunity Reconciliation Act of 1996 (PRWORA), and the importance of this piece of legislation is

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1016 Words | 5 Pages

Why Obamacare should stay implemented “It is unconscionable that Congress might restrict vital health care from the very people they are trying to protect.” David Stacy, Government Affairs Director of the Human Rights. President Donald Trump continuously makes remarks about Obamacare being bad for our economy but he deliberately neglects to mention the positive benefits of the program. The Affordable Care Act (ACA), also known as Obamacare, was enacted on March 23, 2010.

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169 Words | 1 Pages

The Affordable Care Act is a contentious issue in the U.S. Many believe that its impractical and it is having a negative impact on health insurance market. Contrary to what many may think it now provides the chance to obtain health insurance without limitation with some of the major insurance carriers. Health care provides may say that medical treatment is created equal however if one is not insured I believe the level of care is not the same. To avoid substandard care people now have the chance to get insurance that fit within their budget.

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950 Words | 4 Pages

According to the United States Census Bureau, Texas has the highest rate of uninsured citizens when it comes to health care, with about 19% being uninsured. To counteract this, the federal government has implemented the Patient Protection and Affordable Care Act, also known as Obamacare. While trying to reduce the uninsured rate is a noble goal, there are just too many problems with the government’s methods. Not only does Obamacare harm businesses and the economy, but the average individual will have to pay higher premiums for their healthcare and it is just plain unconstitutional. One of the largest problems people have with Obamacare is that it harms businesses in many ways.

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366 Words | 2 Pages

The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.

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690 Words | 3 Pages

As the Affordable Care Act currently stands, there is a penalty fine for those that are not covered under a medical policy. This program is supposed to help low incomed households attain affordable health care, but fines them for choosing to not purchase a

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484 Words | 2 Pages

The problems with Obamacare are numerous, and far outweigh the benefits to the American people and more succinctly, the American taxpayer. First, Obamacare requires that every American who can afford health insurance must buy it or be liable to pay a penalty. This is known as the “Individual Mandate”. The penalty for not obtaining health insurance is either a flat rate of $695 per adult and $347.50 per child (not to exceed $2085) or 2.5% of household income, whichever is higher (healthcare.gov, n.d.). This mandate is tantamount to government coercion and is a gross over-step of congressional authority.

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428 Words | 2 Pages

The affordable care act should stay in effect because even though it may cost more, it regulates private insurance to get more rights and protection for each person. The Affordable Care Act's purpose was to help give access to affordable health coverage to those who are uninsured. Back in 2009, President Barack Obama said," So let there be no doubt: Health care reform cannot wait, it must not wait, and it will not

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