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Affordable Care Act Essay

603 Words3 Pages

Obamacare (Affordable Care Act) The Affordable Care Act ( Obamacare ) is an act that helps get people insurance that can not afford regular insurance. The Affordable Care Act also helps with people who are just moving into America. The Affordable Care Act was established because lots of people were in the world with no insurance or medicaid that really needed the help from the government. The Affordable Care Act was established to make health insurance more affordable for those with little or no coverage such as medicaid or health insurance. This also makes it easier for people in to see doctors when needed then not having anything to help if you have no coverage. The Affordable Care Act’s goal is to expand access to health insurance, and reduce the cost of health insurance. The United States has spent far more money on healthcare than any other industrialized nation. The Affordable Care Act wants to expand Medicaid to the working poor with income up to 133% of the federal poverty level. A set of 10 categories of services health insurance plans must cover under the Affordable Care Act including doctors' services, inpatient and outpatient …show more content…

Yet, someone of these rules and guidelines have already been implemented and put into place. Regulators failed to consider the moral hazards of the new rules, which are a result of people changing their habits because they don't have to worry about the outcomes. Now this is why the Affordable Care Act (Obamacare) has restrictions and guidelines to get the Affordable Care Act. When the understated costs and the overstated benefits are corrected, the three Affordable Care Act (ACA) regulations early retirement reinsurance, dependent coverage up to 26, and pre-existing condition insurance plan clearly fail a cost benefit analysis. We have the restrictions so that the Affordable Care Act will benefit you not hurt

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