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Strengths and weaknesses of affordable care act
Strengths and weaknesses of affordable care act
Strengths and weaknesses of affordable care act
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The current health care system is complex and constantly changing. The health care reform have been an ongoing debate since the establishment of Medicare and Medicaid and will continue in the future of the PPACA. In addition, the implementation of the PPACA will face more challenge as it relate to laws and the economics. So although, the PPACA have made some progress, it also have years of work to overcome some of the
Although, PPACA provides healthcare to everyone, in order to get money to insure all of these people, new taxes were created. The people who suffer the most are the ones that barley miss the Federal Poverty Level and can hardly afford the cost of living, much less having to pay for healthcare. With PPACA, the insurance companies must cover sick people and this causes everyone 's insurance cost to rise. Health insurance offered by businesses can be expensive, this means that lower wage workers might not be able to afford coverage and cannot get cost assistance. With this being said PPACA should be
As individuals’ incomes rise and fall, as they become employed, change employers and become unemployed, and as they age, they are to have access to different sources of coverage along the coverage continuum. The PPACA also seeks to impose greater standardization on the coverage that is offered. Creating this continuum requires the modification of existing health programs with new programs, and integration of these programs with new programs created by PPACA. Below, we describe in more detail the key elements of PPACA that are intended to establish the health coverage purchasing
The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.
The Affordable Care Act was a health care act that was established by the federal government to expand and improves access to care and curb spending through regulations and taxes. Each state could decide to participate or not. The act was adopted as law by US Fisher02 President Barrack Obama in March 2010. The goal of this act was to reform the current health care in the United States.
A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient
What Obamacare stands for wasn’t some average healthcare plan, it was a solution to a growing problem of people that did not have any access to affordable healthcare. Obamacare is known in two parts: The Patient Protection Act and the Affordable Care Act (PPACA). The Affordable Care Act was signed into law on march 24th, 2010
When the Affordable Care Act took effect, millions of previously uninsured citizens were able to gain access to healthcare, many for the first time. The expansion of the Patient Protection and Affordable Care Act of 2010 (ACA) decreased the rate of uninsured people by providing access to private insurance through health insurance exchanges and premium subsidies for both, low and middle- income families. There are 28 states that now cover children in families with joint income up to 250 percent of the Federal Poverty Level (FPL) and have removed barriers to CHIP and Medicaid enrollment. Despite the increased access to health care, millions of citizens remain uninsured.
The Affordable Care Act (ACA) is a major healthcare reform law that was signed into law by former President Barack Obama on March 23, 2010. The ACA was established to provide affordable and accessible healthcare to all Americans, regardless of their income, health status, or pre-existing conditions. Many political and legal battles have beem fought over its implementation, effectiveness, and constitutional right for its establishment. In the early 1990s, when President Bill Clinton attempted to pass a healthcare reform bill, republicans and the healthcare industry opposed of Clinton’s plan.
In achieving this, the ACA made provisions, investments, and funding opportunities. These provisions allow for more innovations in Medicaid programs including the application of models like patient-centred medical homes which allows for preventive and primary care, increased care for beneficiaries with complex needs, and provided financial incentives for high performance.3 For example, with full federal funding, one ACA provision required that Medicaid programs in every state pay primary care physicians at Medicare rates (a substantial increase in many states) for 2 years.4 Also, as provided by states, one improvement to Medicaid Benefits is the provision of home and community health care for individuals with
In addition, before the ACA Medicare and Medicaid were only for those who were either extremely poor or very old (pg. 686). Eventually, the ACA was developed to solve these issues. The goal of the ACA was to increase the amount of Americans insured by removing the idea that people could be denied insurance due to a preexisting condition (pg. 690). Also, for those who did not buy insurance, a tax penalty would be imposed (pg. 684). Continuing, a marketplace was developed so that people could buy the type of insurance that they want, while also spreading the burden and making costs more affordable (pg. 685).
The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.
Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.
Many Americans were led to believe that the introduction of the Patient Protection and Affordable Care Act in 2009 would put an end to disparities in health care access. While it did improve the situation for a small percentage of the population there are still many Americans who lack access to good quality health care. Health care access in America is determined by money and those in lower socioeconomic groups frequently tend to miss out on adequate care. In a recent health care report by the national health research foundation Kaiser Family Foundation, it was noted “health care disparities remain a persistent problem in the United States, leading to certain groups being at higher risk of being uninsured, having limited access to care, and experiencing poorer quality of care” (Kaiser Family Foundation). The current health care
Private Health Insurance and the Patient Protection and Affordable Care Act In 1900, the average American spent about $5-$147 per person a year on health care and did not require the use of health insurance (Blumberg & Davidson, 2009). Today, the average American spends about $10,000 per person per year (Munro, 2015). According to the Consumer Financial Protection Bureau report (2015), 43 million Americans have medical debts due to unforeseen circumstances. In order for the United State to address this rising cost of health care, the Patient Protection and Affordable Care Act (PPACA) was enacted in 2010 to control cost and address health insurance gap for many Americans.
