ipl-logo

Affordable Care Benefits

633 Words3 Pages

Between 2010 and 2050, the United States population ages 65 and older will nearly double, the population ages 80 and older will nearly triple, and the number of nonagenarians and centenarians—people in their 90s and 100s—will quadruple. (KFF, 2015) Trustees of Medicaid are forecasting that in 2024, Medicaid will start running out of funding. Although there is little evidence in the trustee’s projections it is still something that needs to be looked as more and more people are getting older and are needing benefits vs a number of people putting in. Every day there are 10,000 people turning 65 or older. Now that the Affordable Care Act has been implemented it is allowing for elderly to be able to get yearly exams and wellness checks. The …show more content…

Examples include programs to reduce unnecessary hospital readmissions by coordinating care and services for patients when they leave the hospital. Other provisions provide for the development of Accountable Care Organizations, bundled payments, and medical homes all of which are intended to provider higher-quality, coordinated care for beneficiaries. The Affordable Care Act also covers seniors on preventative services and annual wellness visits. Medicare beneficiaries are eligible to receive many preventive services with no out-of-pocket costs. These include flu shots, tobacco cessation counseling, as well as no-cost screenings for cancer, diabetes, and other chronic diseases. Seniors can also get an annual wellness visit so they can talk to their doctor about any health concerns. Because of the ACA, over 39 million seniors have received at least one of these preventive services with no out-of-pocket costs. (NCPSSM, 2015) Although the Affordable Care Act is set in place to help provide Americans with coverage and to help reduce the cost of prescription drugs for seniors, there is still a concern that there will not be coverage for people. There are still many improvements that need to be made and different ways to help improve things but the ACA is heading in the right

Show More
Related
559 Words | 3 Pages

The current premiums under affordable care act (ACA) rose because insurers can't reject people with preexisting conditions. The premise is, fewer package benefits will drive down the costs. People would be able to purchase covers with few benefits and lower premiums. However the budget report indicates out of pocket cost for mental health, maternity health and substance abuse will increase tremendously in some states by thousands of dollars. The GOP AHCA made some changes to win votes including banning insurers charging sick people more money.

Read More
194 Words | 1 Pages

The Affordable Care Act (ACA) also known as Obamacare is a law that provides individuals with subsidies to lower the costs of medical care. Its primary beneficiaries are households with an income below federal poverty level (HealthCare, n.d.). The goal behind the law was to protect patients with pre-existing conditions from being denied health insurance, eliminate coverage limits, and require mandatory health insurance for every individual in the U.S. While it is intended to help Americans obtain health insurance, the act is expensive to the working class. Issues of costs and overcomplicated insurance plans arose, since the ACA has increased insurance premiums for those who do not qualify for the subsidies, makes health insurance a mandatory

Read More
159 Words | 1 Pages

Many cases have occurred in the country where citizens still have to pay for hospitals to get free preventive screenings as per the Affordable Care Act, which is the complete contrary as stated in the act. This makes more and more people confused as they do not get to know the extent

Read More
96 Words | 1 Pages

Affordable Care Act (ACA) is comprehensive health care reform law passed by President Barack Obama on March 2010, is also named as Obamacare. This act has 3 primary goals; first, make health insurance available to more people who are in the line of the federal poverty level, second, expand the medical program to cover all adults and third, generally lower the costs of health care. The law also aims to expand private and public insurance coverage, and regulating the insurance industry. This paper discusses about some of the benefit of ACA and drawback of the act.

Read More
861 Words | 4 Pages

According to the Kaiser Family Foundation, preventive health care save lives and improve health by identifying illnesses earlier, managing and treating them more effectively before the condition can progress1. Under the ACA, 15 preventive services and one wellness visit are fully covered by the majority of the insurance plans without copays and coinsurance. Free preventive health care has had a direct effect on the health care costs in the U.S. Many Americans wait to see a doctor until they get sick due to cost2. However, by making preventive health care services free it helps Americans live longer, healthier lives and keeping health care costs down. The high deductible plans paired with tax free health savings accounts compared to the ACA may be less efficient because people will face pressure to safe.

Read More
423 Words | 2 Pages

This Act was passed in 1986 by Congress and prevented hospitals from denying or withholding treatment to any individual based on their lack of health insurance. Even though this Act and these government funded sectors of healthcare are widely accepted throughout our country, the Affordable Care Act, also known as Obamacare, is not quite as easily accepted, but why? Universal healthcare provides citizens with healthcare which is fully funded by the government. This form of healthcare is practiced by many countries around the world.

Read More
364 Words | 2 Pages

The Affordable Care Act has major impact on the health care system, some positive as well as negative. Although it provides the Americans people with better health security by expand coverage, hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans, it also cause major issues for providers and small practices. The Patient Protection and Affordable Care Act will bring several changes in within the health care system (Morrison & Furlong 2014). Some of the areas that will be affected by Patient Protection and Affordable Care Act (PPACA) include the way cares are being provided and cost of care. In addition, Patient Protection and Affordable Care Act will focus on designing

Read More
765 Words | 4 Pages

Their insurance is covered even if they have good income. Everything Is not for free the do have to be able to pay stuff and they are required to pay monthly premiums health care service. Due to Medicare being a Federal run program the regulations are pretty much the

Read More
1004 Words | 5 Pages

The Affordable Care Act forbids health care wellness plans from inflicting a lifetime monetary value on most assistance received by Americans in any wellness plan revamping on or after September 23, 2010. While some strategies already offered insurance with no limits on lifetime aids, millions of Americans were formerly in health care wellness plans that did not. According to the Kaiser Family Foundations Employer Health Benefits Survey, a least 58 percent of all workers protected by their employer’s health care coverage plan in 2009 had some form of lifetime border placed on their assistances. In adjunct, to a least 88 percent of individuals with independently bought health insurance coverage that also had a lifetime boundary on their coverage

Read More
919 Words | 4 Pages

This is a major positive effect on health and nutrition services. Registered Dietitians will now be reimbursed by Medicare when working with primary care providers for primary prevention steps and treating risk factors of cardiovascular disease and obesity.3 A major provision that the act provides is that it requires that the majority of U.S citizens have health insurance. Additionally, the Medicaid program expands to the nation’s poor and private insurances cannot deny anyone coverage who has prior conditions or diseases.4 According to Dalen, et al., since the law became an act, “Americans without health insurance decreased from “18% in 2013 to 13% in 2014”.5 Young adults now have the option to have coverage available until the age of 26 which reduces the worry of graduating and not having insurance

Read More
367 Words | 2 Pages

Many Americans were led to believe that the introduction of the Patient Protection and Affordable Care Act in 2009 would put an end to disparities in health care access. While it did improve the situation for a small percentage of the population there are still many Americans who lack access to good quality health care. Health care access in America is determined by money and those in lower socioeconomic groups frequently tend to miss out on adequate care. In a recent health care report by the national health research foundation Kaiser Family Foundation, it was noted “health care disparities remain a persistent problem in the United States, leading to certain groups being at higher risk of being uninsured, having limited access to care, and experiencing poorer quality of care” (Kaiser Family Foundation). The current health care

Read More
1092 Words | 5 Pages

Social Justice Applied to Healthcare Social justice, the fair distribution of resources amongst the population, strives towards bringing equality to all, in this case, in the form of healthcare. The reasoning behind healthcare reform stems from distributive justice, which attempts to correct the disparity between readily accessible healthcare for the insured and the unavailability under and uninsured (Lachman, 2012, p. 249). The passage of the Affordable Care Act in 2010, opened up access to basic healthcare for a wider range of the population, many who had no healthcare access previously (Kelly, 2014, p. 1). With the wide distribution of healthcare access brings the duty of responsibility. This paper will explore and present the rationale

Read More
248 Words | 1 Pages

Agencies on Aging are non-profit, and are mainly funded through Federal dollars which exist because of the Older Americans Act, which began in 1965. The agencies are in need of innovative ways to compete for services needed to fulfill the growing aging populations which these agencies support. Because Federal funding is slow to catch up to today’s costs of care, transportation, and social needs of the growing aging populations, agencies on aging are focusing on changes in ways to compete for funds. The high cost of service needs will ultimately affect the already meager resources agencies on aging face daily. Due to the restructuring of the healthcare system the main challenge is competition for services that are cost effective.

Read More
610 Words | 3 Pages

Subsequently, a few sorts of living options for the elderly are to give some examples, subsidized senior housing, living with family, and long-term care such as home health care. Subsidized senior living is a federal government program, which offers senior housing, taking into account the individuals income (Robnett and Chop, 2015). On the other hand, Long-term care options are likewise accessible and are paid for by Medicare and other health care insurances, in which, “an estimated 70% of those over 65 will need long-term care services at some point in their lives” (Robnett and Chop, 2015). Conversely, for individual who want to live at home, there is an option of home health for numerous older adults. As this administration gives home care, such as, nursing care, therapies, aid services, interventions of social workers, and sometimes psychological and nutritional counseling (Robnett and Chop, 2015).

Read More
844 Words | 4 Pages

Healthcare has always been a hot topic in the United States. Most of the discussions involving healthcare are concerned with the costs of and how it should be used. A solution that people have come up with to fix this issue is by placing the use of age-based rationing in the healthcare system. The Medical Dictionary definition of age-based rationing is, “A proposed form of rationing publicly-funded health care services, in which limits would be placed on the type and amount of such services that would be freely available to persons above a certain age” (“Age-based rationing.” McGraw-Hill…).

Read More

More about Affordable Care Benefits

Open Document