Pros And Cons Of The Affordable Care Act

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The Affordable Care Act (ACA) also known as Obamacare is a law that provides individuals with subsidies to lower the costs of medical care. Its primary beneficiaries are households with an income below federal poverty level (HealthCare, n.d.). The goal behind the law was to protect patients with pre-existing conditions from being denied health insurance, eliminate coverage limits, and require mandatory health insurance for every individual in the U.S. While it is intended to help Americans obtain health insurance, the act is expensive to the working class. Issues of costs and overcomplicated insurance plans arose, since the ACA has increased insurance premiums for those who do not qualify for the subsidies, makes health insurance a mandatory