For a majority of enrollees with lower incomes, the federal subsidies make the premiums more affordable. For those even closer to the poverty line, they can receive additional subsidies that reduce the deductibles even more. But for many middle class families that earn an average income of $97,000 for a family of four, the health coverage premiums and deductibles have sky-rocketed (Luhby). This is causing a huge amount of Americans opting to stay uninsured, rather than spend thousands a year. According to a Kaiser study, 46% of uninsured adults tried to get coverage but did not because it was too expensive (Luhby, 2017). These costs vary widely across the states, the national average gives insight into how steep the deductibles and premiums can be. For lower income Americans, The ACA subsidies have proven to reduce the premiums, but for an individual whom doesn’t meet the criteria for the subsidies will find it difficult to afford healthcare.
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Americans face higher insurance premiums, higher deductibles, and higher prescription drug costs than ever before.
Trump attempted to repeal the Affordable Care Act with the American Health Care Act but the bill was pulled because the legislation was not going to receive enough votes to pass. Trump had promised his voters they he would repeal Obamacare and replace it with a much better plan. This has yet to come to fruition and it looks like Trump isn’t any closer to repealing Obama Care.
Healthcare is still a major discussion point in this country and will continue to be while so many Americans struggle to afford health insurance. Obamacare is currently the law of the land and will continue to be the law of the land until it is replaced. We will be living with Obamacare for the foreseeable