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Affordable Care Act Argumentative Analysis

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The Affordable Care Act has been the topic of many debates and conversations since it was first come about by President Barack Obama. For a long time, I had really no interest in the bill or the essence of the law, that is until my husband took a job that did not offer insurance and we had to look for our own plan. This is the first time we have gone without insurance in our life’s; it is a scary and overwhelming feeling knowing that we are not protected. I can only imagine how other families are feeling in this position. The Affordable Care Act or ACA or Obamacare is not really up for discussion anymore, that is until the November 2016 election. The situation is that the United States of America is the only industrialized nation that has failed …show more content…

It was envisioned when created to allow consumers to have the ability to compare prices and quality of the plans in which they would like to purchase. Obamacare also offers the breadth of physician and hospital networks and the varying benefit configurations and their medical needs (Oberlander, 2014). The logic of ACA is that it is supposed to make life easier, but as I started looking at insurance on the market place it just gave me a headache. First, you put in all your information, in hopes that you can look at quotes and instead you are left with a message that says an insurance broker will get back to you with plan details. Then, you get around ten phone calls from different insurance agencies trying to get you to buy their product. The only way I could look at actual quotes was to go to each individual insurance company. In doing this I found that most of the plans were very close to the same premiums and out of pocket cost. At that point I seriously just felt that it was a huge waist of a day and that the website I was given for the market place was a joke. Even the President addressed this issue about three years ago stating, “The problems of the website have prevented too many Americans from completing the enrollment process. And that’s on us, not on them (Obama, 2013).” This …show more content…

The effects of not having insurance is that you may be denied services when they are needed at a doctor’s office or dental visit. As well as, with ACA, you can be taxed at the end of the year for not carrying insurance. I am not an individual that can go without insurance, but for those individuals that are young and healthy and cannot afford the $200 a month, they should not be penalized. Struggling Americans are now considered law breakers and are fined at the end of the year, which is marked as taxes imposed by the IRS. Although you cannot be imprisoned for not having insurance, one can be classified as tax evaders for not paying these taxes. Thus imposing a label that is negative on their future financial endeavors (Collica-Cox,

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The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their

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The Affordable Care Act “provides Americans with better health security putting in place comprehensive health insurance reforms that will; expand coverage, hold insurance companies accountable, lower health care costs, guarantee more choice, and enhance the quality of care for all Americans” states in the Affordable Care Act article. The base of the Affordable Care Act is to help the middle class or financially unstable people get cost effective insurance. This is a major benefit for millions of people especially that don’t have a stable job, young adults and many with families to support, and people who retire and can’t afford paying so much money for medical problems. So with that being said, it will be a long-term benefit for millions to

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The affordable Care Act (ACA) or what is colloquially known as Obamacare is a federal statute of the United States that was signed into law on March 23, 2010 by President Barack Obama. It is one of the most significant regulatory overhauls of the US healthcare system since Medicare and Medicaid was passed in 1965, together with the amendment of the health care and education Reconciliation Act. Ace what designed for specific reasons: to increase the quality and affordability of health insurance Reduce the number of people who are uninsured ensure that healthcare cost for individuals and the government is reduced For all its good intentions, however, ACA is not widely received with open arms.

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The Affordable Care Act is also called Obamacare. It is also called Obamacare because it passed under the administration of Barack Obama. The ACA speaks for the most significant reform of the health care system since Medicare and Medicaid. Obama’s goal of the ACA was to reduce the amount of Americans that did not have insurance. He also wanted to reduce the overall cost of health care visits.

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The Affordable Care Act (ACA), also simply known as Obamacare, was enacted into law on March 23, 2010. The purpose of the ACA was to initiate a complete overhaul of the U.S. healthcare system make healthcare more assessable and more affordable to Americans who could not obtain health insurance. Although the ACA sounded good in political speeches, no one knew of the problems it would create for Americans because, as Rep. Nancy Pelosi, D. Cal, famously said, “We have to pass the bill so we can find out what is in it.” Although the ACA has helped some Americans obtain health insurance, the ACA has made the U.S. healthcare industry worse and I am very much against it.

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Before Obamacare there were many people who could not afford health insurance and also could not receive medicaid. Therefore leaving a lot of people with nothing but the choice of not having an insurance plan. Many people have died because they did not have insurance and could not afford seeing doctors and other professionals.. Nicholas Kristof from the New York times says “Families USA...estimated..that an American dies every 20 minutes for lack of insurance.” Kristof also mentioned how compared to some European countries “... life expectancy is relatively low in America, and child mortality is twice as

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The United States no longer posses the ability to effectively drive down premium costs through the means of insuring healthy people. For example there is a town with ten houses, and, on average, one house a year burns down. If no one in the town pays for insurance they have a 10% chance of their house burning down each year. If everyone in the town pays insurance they spread the risk because no matter whose house burns down no one will have to pay anything as the insurance company will cover the cost of the house that burns down each year and make a slight profit. This is the same logic applied to the whole medical insurance market.

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Background The Affordable Care Act (ACA) is officially referred to as the Patient Protection and Affordable Care Act was enacted into law on March 23, 2010. It is estimated that prior to the enactment of the ACA, 44% or 81 million people between the ages 19-64 were either uninsured or underinsured in the United States (Schoen, Doty, Robertson, & Collins, 2011). The populations most likely to be uninsured or underinsured are individuals with earning between 133-200 % below the established federal poverty guidelines (Schoen et al., 2011). Consequently, 80% of individuals with earning under $20,000-$39,999 were uninsured or underinsured (Schoen et al., 2011).

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Between 2010 and 2050, the United States population ages 65 and older will nearly double, the population ages 80 and older will nearly triple, and the number of nonagenarians and centenarians—people in their 90s and 100s—will quadruple. (KFF, 2015) Trustees of Medicaid are forecasting that in 2024, Medicaid will start running out of funding. Although there is little evidence in the trustee’s projections it is still something that needs to be looked as more and more people are getting older and are needing benefits vs a number of people putting in. Every day there are 10,000 people turning 65 or older.

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The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.

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Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.

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46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).

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http://money.cnn.com/2015/04/13/news/economy/obamacare-uninsured-gallup/ The cost of the health care depends on what your needs are in the Obama care website there is meany choices and different pricing depending on what health care you need so you have to go into the page and just search and buy what you need. Also if you buy the Obama care you have to maintain it’s a month to month http://obamacarefacts.com/obamahealthcare/ and you don’t have the health care insurance this will affect you at the time that you file your taxes. There is a penalty when you file them you will get charged for no health insurance.

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By looking at the reduction in the number of people without health insurance, we can say that the ACA has made noticeable progress towards its intended goal. A new data set provides a better picture of which the tendency of certain demographics to support the concept of having a single insurance system that is handled by the government. A new national survey by Pew Research Center (Kiley) (_reference_http://www.pewresearch.org/fact-tank/2017/06/23/public-support-for-single-payer-health-coverage-grows-driven-by-democrats/)found that Most Americans support the idea that part of the federal government responsibility is to provide American with health coverage.

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