Affordable Health Care Act Case Study

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The Affordable Health Care Act was signed into effect on March 23, 2010 signed by Barack

Obama. The Affordable Healthcare Act is to make sure that everyone has medical insurance

either from your job or just your family insurance then you are safe from getting fined. Although

if you don’t have medical insurance and you get caught you get a fine. This fine can range

anywhere from 1 to 2 percent at your yearly household income in 2015 if you don’t have

coverage, you’ll pay the higher amount of 2% of your yearly household income and the

maximum penalty is the national average premium for a bronze plan. The 2% only takes affect if

the amount of income is above the tax filing threshold, which is about $10,150 for an individual.

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It’s harder for smaller

businesses to follow the new rules and requirements than it is for the bigger businesses, since

they don’t have big human resources departments to help them out. There is more added cost to

all businesses because of the Affordable Healthcare Act. For small businesses owner it is very

difficult to keep up when the rules of the game keep changing.

For large businesses it was sold as a way to reign in those who run away from health care

costs, but it also created compliance burdens for many employers, such as new reporting

requirements, notices that all employers have to give to their workers and new costs through

taxes and fees. These help pay for different parts of the law. Bigger employers are also starting to

worry about a big future penalty for generous health plans. That could have a far wider impact

than the laws authors originally thought.

By the time you factor it all in, business groups say, “Obamacare will hurt their costs

more than it will help.” In my opinion Obama care is not helping businesses in all honesty it’s

just destroying them. But in my opinion, I think if you don’t want to have health insurance