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Pros And Cons Of Medicare

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Medicare is a federal government health insurance program for individuals 65 or older, under 65 with disabilities, or any age with End Stage Renal Disease of ALS. Medicare Part A covers inpatient hospital stays or skilled nursing facilities. Medicare Part B covers physician visits, outpatient services and some preventive care. Medicare Part D is the prescription drug coverage. Medicare Advantage (Part C) includes Part A, Part B and usually Part D depends on the coverage you choose. Medicaid is a joint federal and state health insurance program that helps pay the costs for families with limited income and resources. Medicaid has multiple programs designed to help specific people. Although it is a joint program with the federal government, …show more content…

It also made health insurance unaffordable for many people. Case in point, if I did not have employer health insurance my monthly premiums would be $785.00. My significant other is currently paying a monthly premium of $1,081.98. The same policy pre-Obama care was $173.00. The worse part of the Affordable Care Act is now, a private individual cannot shop around for health insurance. The Affordable Care Act took free enterprise out of the health insurance market place and left private citizens with the Health Insurance Exchange. I am sorry, but I personally do not see anything affordable in the Affordable Care Act. We are stuck paying extremely high insurance premiums or risking not having insurance and paying a government-imposed tax penalty. Thank you, Mr. Obama. Only in the United States of America can you take insurance away from those that have insurance and give insurance to those that do not have insurance, and now no one can afford insurance. The issue is not Medicare, Medicaid or uninsured, they are well taken care of. The issue is those that own property or have something to lose if they incur high medical bills. Just this past week, I had a patient with a lung nodule that needs a CT Chest. She declined because she owns property and does not qualify for charity. She makes too much money for government assistance with health insurance premiums, therefore she is uninsured. She would have to pay for the CT out of pocket. Therefore, she has declined medical care for the lung

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Medicare part D is a subsidized health insurance program to cover for prescription drugs The program was introduced when there was the need to improve drug coverage. The former president George Bush, On December 8, 2003. Signed Medicare Prescription, Drug Improvement and Modernization Act, which created Medicare part D. these program was intended to offer voluntary drug benefits. Medicare part D, since its introduction, has contributed a lot in health insurance, some of its benefits are; 1.

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Medicare is a federal government administered healthcare program originally implemented on July 1, 1996. Medicare has four parts (A, B, C and D) that provide different areas and differing levels of coverage. All Medicare programs provide coverage for cover healthcare services to qualifying individuals, known as beneficiaries, which includes Social Security beneficiaries over the age 65, people under 65 with certain disabilities, and people of all ages with end-stage renal disease. Each program provides coverage for medically necessary care and services to covered beneficiaries and has deductibles or copays for covered services. Medicare Part A, Medicare Part B and Medicare Part C all provide coverage for medical services.

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The Affordable Care Act (ACA) was passed in March 2010 to deal with America's preexisting medical crisis (pg. 682). Before the ACA there were two main factors leading to the health care crisis, "the increasing cost of health care and the failure to deliver a decent minimum of health care to everyone in need of it" (pg. 693). Furthermore, the cost of health care continued to rise but unfortunately, the health of Americans did not match this trend (pg. 693). Also, because health care used to be tied to employment many people went uninsured because they didn't have employment or because the cost of an employee's insurance was too high (pg. 687). If a person had employment and was able to pay, he or she could still be turned away due to a pre-existing condition (pg.

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