Analysis Of Why Are Student Loans Considered As Good Debt

When I was ten years old, my brother, John, decided to go to Miami University. I had little thought about what college he would attend, or even how much it would cost. But as I reach the same age as him, I am filled with an abundance of questions about college. One of the questions was about money, more specifically college debt. With me having to pay for most college like my other brothers, I researched if college loans are good debt or a bad investment. I discovered two articles about student loans with contrasting points. In the first article “Why Are Student Loans Considered Good Debt” Holly Johnson is the author, an award-winning writer and also the editor of Simple Dollar. Johnson tries to justify students obtaining multiple student loans

Lehman, first established that student loans and debts cause people to have no freedom and be prevented from achieving in the workforce. Both of these authors have persuasive writing pieces, Lehman’s article was more compelling since, he provides an abundance of evidence, a strong anecdote, and a formal analysis. These two authors had strong, reliable research to support their thesis, in the article “Why Are Student Loans Considered As Good Debt” there are plenty of statistics that validate Johnson’s thesis. One major statistic is “for example, according to the Federal Reserve, the average credit card interest rate was 22.75% in Q3 of 2023, compared to 5.50% for direct subsidized loans and direct unsubsidized loans” (Johnson). While this statistic is significant, there are only a few more statistics that she provides that are reliable. Instead, she provides statistics that are from her counterargument. Compared to “The Student Loan Trap: When Debt Delays Life” Lehman varies his research, one of the ways is bar

With this specific graph, the source is the U.S Department of ED, Lehman providing the source generates credibility for him and his bar graphs. Lehman's differing evidence creates his readers to be more persuaded by his side of the argument. While Johnson did not vary her evidence, she does provide many hypothetical scenarios of what college students might experience. With one of the subtopics named “What Happens if You Don’t Pay Off Your Student Loans,” this topic is very useful for readers like me. Johnson made a great effort to provide multiple scenarios in her article. On the contrary, Lehman does not provide any scenarios, however, Lehman has a strong anecdote that compels the audience to take his side of the argument. Rodney Spangler first enrolled at the University of North Texas.” (Lehman 567). Lehman introduced this person, Spangler, right from the beginning of the article. Lehman continues to bring him up throughout the article. This makes his article persuasive since the anecdote shows it in his favor. For me as a reader, I like reading about a true story compared to a hypothetical