There is not a single soul on this planet that knows for certain when a medical condition will strike; a car accident can result in a split second, or an annual physical exam may uncover a life altering condition. On top of that, because of our capitalist society and its collective strive to better ourselves on the individual level, most people desire to go through life trying to increase their success while never having to worry about health problems and their associated costs. For directly this reason, the United States healthcare system operated and still operates along the underlying basis of insurance. What (health) insurance does is safeguard against exorbitant bills that could be the result of uncertainty to one’s health by requiring