The Beveridge Model: in this system, direct income tax deductions are used to pay for healthcare. All health services must be paid for up front by the government with funds obtained from tax deductions. The Beveridge and Bismarck models are incorporated into the National Health Insurance Model in order to balance the supply of public and private health care. In this system, the government serves as the sole payer for all medical expenses, and money is raised through a government-run insurance program that each citizen contributes to. Health care is made available at no cost at the time of service thanks to income tax funding. Due to their tax contribution, the patient is not required to pay any fees. Every resident contributes to the government's …show more content…
The healthcare system of Canada is a public based fund that comes from the taxes revenue. In addition, the provinces have health premiums to their residents, however, the provided service still continues even if the individuals would not be able to pay the charges of the premium. In Ghana, the healthcare system is funded by the government as well, but also it is funded by insurance contributions as well.
Both Canada and Ghana were living with a problem that threatened their entire population, which is the problem of increased maternal and child mortality and the increase in the spread of communicable and non-communicable diseases. This increase is due to the policy of paying for service, which was affecting the poor in a big way. This difficult health situation prompted both countries to bear the burdens and challenges to implement the comprehensive national insurance
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As the two countries have decreased the death rate of children and mothers, and infectious and non-communicable diseases have become much less than before.
The differences between the two systems
Economically, Canada and Ghana differ in total revenues and expenditures. Canada is considered one of the developed and high-income countries, while Ghana is one of the developing and low-income African countries. This economic difference is a big challenge for Ghana and it will have much more problems and obstacles than Canada. "Achieving universal health financial protection in a low-income country like Ghana is a laudable ideal, but technically difficult and challenging" (Agyepong & Adjei, 2008).
We can find that the Canadian healthcare system is not only responsible for providing health services, but it is also responsible for “public health, which includes sanitation, infectious diseases and related education, is shared between the three orders of government: federal, provincial/territorial and local or municipal” (Health Canada, 2009, para.2.). On the other hand, the healthcare system in Ghana is the responsibility of the Ministry of