There have a lots of advantage and disadvantage use credit card. First advantage of credit card is convenience. Credit card can assist to save your time, easy to bring and also avoid you from trouble. That means you cannot find out an Automated Teller Machine (ATM) or keeping a lots cash in hand because it more dangerous to keeping cash and crime can happened anytime. Secondly credit card also become as instant cash. Anytime you can use and it as cash advances. Thirdly, credit card as record keeping. The credit card usually provide year-end review statement of your expenditure and show your expenses or your cash outflows. For example, it will show amount of how much you use for entertainment, dining, retail and so on. Then, if you use credit card it have a small cost of loans. Credit cards also be able to useful in case of emergency. Nobody can help if you’re in a bind without cash, but many outside offer helpful features.
Credit card also have the purchase protection. Some credit card have their own number of specific protection such as purchase protection for car rental insurance, travel insurance, defective goods and etc. Besides that, credit card can help you in making budget costs for each month and providing to pay your bill complete every month. You can set up your credit card limit amount when use it and for a persons that already set up an online account with the credit card company, they can import the data into the some form such as apps for personal finance