Dental Care is very expensive for some people in the world. People are not able to afford to get their teeth fixed like the celebrities or the high class. That’s why the lower classes have medicaid and medicare or they pay monthly payments. “For every adult without health insurance, an estimated three lack dental insurance, according to the Kaiser Family Foundation.”(Wendell) The first dental payment was established in 1867. In 1963, 145 million citizens in the United States had coverage for hospital expenses, 135 million surgical expenses, and 102 million expenses for normal things. “In the late 1950s, there was an new interest in prepayment for dental care, because prepayment expensive for other health care services.” (Penchansky). The …show more content…
In 1960, the number of citizens covered for dental care increased by approximately 80 percent. Dental services are now operating in 9 states. There are more and more insurance companies offering dental coverage now than there were then. “Although they continue to have the largest number of beneficiaries, they grown less than the other two major agencies offering dental prepayment: commercial insurance companies and dental service corporations” (Penchansky). The Governor of Michigan stated, “Since one of the major factors contributing to lack of adequate dental care is financial…” (Penchansky). Dr. George Mitchell, a special assistant to the chief, stated that the dental prepayment plans are growing very fast and it has been shown be effective mechanism and they are extending dental services to more and more people everyday. “The advantage and the disadvantages of prepayment for dental care are evaluated plans to achieve the greatest return for investment and appropriate steps be …show more content…
Families with annual incomes of less than $2,000 use only about one-third as many dental services as families with annual incomes of more than $7,000.” (Penchansky). The families with higher income level mostly attained a more higher education level. Rural population uses fewer dental services than urban population, which affects the availability of dentists and mostly has a lower income. The families that use the least dental services are the low paid workers. Such as, casual laborers and the agricultural employees. 50 percent of urban employees that have higher income go see a dentist every year or averaging more than two visits a year. What would be the current growth in prepayment for dental care? Well, it would increase kinda, but if it didn 't increase among the population groups that need it most is questionable. The growth prepayment would increase largely through group plans purchased urban and unionized employees. The groups with the least dental services will not be affected by this, nor will there be any reason to find it possible or economically to purchase prepayment plans for individuals. Those people are the “have-nots” when it comes to hospital,medical, and surgical insurance. They would also be the “have-nots” of dental care too. According to Penchansky, “It might be considered desirable to encourage greater use of dental services by the people who