According to an written by Trent Hamm, “Due to the increasingly high costs associated with a college education, as well as other drawbacks, more and more people have been considering trade school as an education alternative.”(2) This supports the fact that college has continually gotten more and more expensive instead of getting more reasonably priced. This means college students might need to take out loans in order to pay for their schooling needs in college. Hamm say, “…nearly 70% of students take out loans to help pay for school. According to the study, over 20% of students with loans owe more than $50,000, and 5.6% owe more than $100,000 at the end.”(4) Taking into account that amount of money not to mention the amount of interest that