Essay On Obama Care

The United States has multiple health care options such as Obamacare, Medicare, Medicaid, and health insurance through employers or on their own. Most of the people living in the United States, around 70% of individuals, get health insurance through their work or union. Other individuals get insurance on their own or a family plan. Some averages of individual and family premiums and deductibles are around a $280/month premium and $4,120 deductible for an individual, while for a family plan it is around $930/month premium and $7,760 deductible. The Affordable Care Act, also termed Obamacare, states that medical plans have to offer minimum coverage and that no one can be turned down from a plan for medical reasons or pre-existing conditions. There are also some treatments that must be provided to individuals no matter what plan you have or insurance company you purchase insurance from. Medicare is a federal program that provides health care to individuals who are 65 years old or older or to individuals who have a severe disability. These individuals are covered no matter the income they have. Medicare is split into multiple parts that cover different aspects of health coverage. Part A refers to hospital insurance such as whats covered in

This option allows low income people to still have access to affordable coverage and each state can provide for their residents. There are certain income requirements that people need to meet in order to be eligible for Medicaid. The income requirement is different for individuals who are over 65 or who are disabled as compared to single people with no children. For example if a single individual makes $16,643 a year or a family of three makes $28,180 a year, they would be eligible for