Financial Literacy In Schools

Learning financial literacy in high school is not needed or is even helpful. I agree that there shouldn’t be financial literacy classes in the school because tests have shown me that there are close to no benefits in the real real world. Financial literacy seems like the answer to our problems, but truly those who have taken financial literacy classes have easily shown some have even gotten worse scores on tests than those who haven’t even taken any classes on the same subject.We should not offer a financial literacy course for graduation. Financial literacy is of no help to students that take the class, a financial literacy class isn’t what people need in this ever changing economic world, and people forget what they learned in school quite

The financial literacy classes will allow for us to become more effective in our financial efforts. “ In some ways, the find that financial education doesn’t provide long-term payoffs is hardly surprising. After all, how much do you remember from your high school chemistry class? Unless you use chemistry at work, you probably don’t recall much… those with more than 24 hours of [financial] education and training, almost the length of a college course -- had no discernible effects just two years later.” (Thaler, 10) Financial literacy will be forgotten after a few years, just like all other subjects learned in school, unless you use it in your daily life. The current way is not showing a very effective way of learning. A more effective way of learning financial literacy in a class is “just-in-time education” this is an effort put forth by Professor Lynch. He says “Because learning decays quickly , it’s best to provide assistance just before a decision is made.” Becuase the stuff learned in high school fades so quickly now you can receive education then and there about choices you’re about to