Persuasive Essay On Auto Insurance

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Making Your Teenager Insurance Friendly

Getting a driver’s license and their first car is every teenager’s dream. They can’t wait for the day to come when they will be able to get in the driver’s seat and cruise around town with their friends. If you have a teenager that is ready to get behind the wheel it is wise to prepare both you and your budget for the additional premium you will have to pay for their auto insurance. ever wonder why auto insurance premiums are so much higher for younger drivers than older drivers? Well the insurance company sees young drivers as liabilities; more of a risk beyond the wheel than a more seasoned driver. The probability that your teen will get into an accident is a lot higher than someone who has been driving for years but there are several things that you can do in order to save on your teenager’s auto insurance.

Good Grades …show more content…

If you would like to save a few dollars on their auto insurance, encourage them to a B or higher in all their classes. Most insurance companies offer as much as a ten percent discount on the policy of a teenager with good grades.

Use Your Insurance Policy

If you have an auto insurance policy in good standing and are classified as a low-risk driver, you can easily add your son or daughter to your policy. Get in contact with your insurance provider and inform them that you want to add your teenager to your current policy. Usually there will only be a small increase in the amount that you pay. If you are driving an expensive car, have a bad driving record or if you do not have a good claims record with your insurance company it might be cheaper for you to get your teenager a separate insurance policy.

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