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Social Housing Policy Essay

1200 Words5 Pages

satisfaction due differences in occupation. The one with a better occupation that pays very well have more occupants housing satisfaction than the one with low occupation status.

Satisfaction and education
Onibokun (1976) stated in research that the more education, the lower the level of satisfaction. Education has a positive effect on housing satisfaction for renters, but not for homeowners. Some persons with high level of education probably decide to become renters instead of homeowners due to their lifestyle preference. (Lane and Kinsey, 1980).

2.5 Social Housing Policy and Implementation in Selected Advanced and Less Developed Countries (LDCs), including Nigeria
This is intended to analyze the differences and …show more content…

First, there is the actual provision of social housing in public housing developments run by public housing authorities, similar to what are called “estates” in Europe. Second, there is mortgage insurance and direct lending through the federal government’s Federal Housing Administration (FHA). Third, there are rental subsidies where the eligible tenant pays a portion of his or her rent, generally 30 percent, and the government pays the difference between that rent and the “fair market rent (FMR)” as determined by the government. This tool has changed over time. At first it was tied to the specific project and was known as “project based rental assistance.” In the 1980’s, the emphasis changed to tenant based rental assistance, where the tenant received a voucher and was not tied to a particular …show more content…

This program primarily assisted families on the more moderate end of the low to moderate income spectrum, while funding for public housing continued. This program will be the main subject of discussion in this paper of rental social housing in the United States.
The Low Income Housing Tax Credit Program (LIHTC) was created in 1986, after numerous attempts at stimulating affordable rental housing, as part of broader tax reform legislation. Rather than being a program where the federal government funds, builds and manages affordable housing, the tax credit program was designed as a way for the federal government to stimulate the private and non-profit sectors using the tax code. This is a blend of enabling the tools and financial abilities of the private sector, with a targeted system to meet the policy of increasing affordable

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