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Student Debt Benefits

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a similar group in 2010, found more college correlated with less dementia” (Belluck). This shows that college can have a beneficial impact for mental health. By going to college, a person is less likely to live an unhealthy lifestyle, and may keep their cognitive health for longer. The most common counter argument is, that college is too expensive and people do not want to pay off student loans for the rest of their life. Author, Sandy Baum writes about how student debt affects individuals in the book Student Debt: Rhetoric and Realities of Higher Education Financing. “It seems quite clear that student debt has generated serious harm to some individuals” (Baum 70). In stating this, most people do not want to go to school because they believe …show more content…

In some cases, people who do go to college still end up working in low paying jobs, but no job is a definite with a college degree or not. When a person goes to college they should consider all the majors their school offers and the potential job prospects of choosing that major. If a person goes to college to become a freelance artist versus someone who goes to school to become an accountant, there is going to be way more job opportunities for those who studied accounting. In addition to college graduates not getting a job of their preference, school can also be costly. People are intimidated to go to college because they are afraid of not being able to pay off student loans. It is a common misconception that students have to go to private or ivy league schools to get a good job in the future, but that is not true. If a person is worried about paying off student loans there are other options such as community college, or commuting to school. The statistics do not say that a person has to go to an expensive college to get a good job, the statistics say that any sort of college education can lead to better job prospects. Overall, a person has to be smart about choosing a major to get a good job, and college does not have to put students into serious

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People that take on student-loans know that getting a higher degree will help them in today’s economy, and others say the debt is not worth it (Patton A10-A11). Some students say student loans are a valuable expense for their future ( Jones 57-62). A college graduate degree may be more likely to get a higher paying job over a non-graduate (Jones 57-62). When the recession hit it brought people to go back to graduate school (Patton A10-A11). Houghton College in New York has currently has a high employment for its undergraduates (Jones

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Ana Lucia Urizar, author of the article titled We’re Being Punished by Crippling Student Debt presents the argument of Student debt and the importance of remedying this topic otherwise face future detrimental effects. Urizar provided statistics suck as the average amount of loans in dollars the class of 2015 had taken out. Ultimately, Urizar’s main argument is that something needs to be done about the exorbitant cost of attending college because it is impeding graduates’ careers, standard of living and ability to fully engage the economy. This argument does well providing strong statistics found through credible sources such as The Wall Street Journal, however, the article failed to provide a counter-argument or different viewpoint regarding

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According to Andrew J. Rotherham’s article “Actually, College Is Very Much Worth it. ”he states, “Meanwhile, in 2010, the unemployment rate was 9.2 percent for those with only some college and more than 10 percent for those with just a high school degree, but it was 5.4 percent for college graduates.” The data Rotherham provides shows that even with some college education, you have a higher chance of getting employed than those with just a high school degree. The one group that outweighs all the others is the college graduates proving that with a college degree unemployment is less likely to befriend people who do pursue college. Some people might say that there are loads of jobs that do not require a college degree, especially in this time and age.

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Loans allow receiving a college education seem like a smoother process considering that such a hefty amount to pay is divided so that it can be paid for in moderation. Despite the fact that it’s split into many payments, it’s still a large quantity all in all so unless indebted students aim for high income jobs, there would many years of difficulty to come after college. For this reason, undergraduates make it their goal to go after jobs which would prevent them from being constantly pressured to pay off debt. Thus, student debt is both a crisis and a reason to encourage persistence towards greater ambitions (Hillman, 41). It is a tremendous thing when a student seeks to be financially comfortable or even rich in the future but not when it is for the wrong reasons.

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