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The Affordable Care Act (PPACA)

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Recommended: Health care changes within last 10 years

Affordable Care Act
Whitnee West
Western Governors University

AFFORDABLE CARE ACT
On March 23, 2010, President Barack Obama signed the Patient Protection and Affordable Care Act (PPACA) into law. The Affordable Care Act (ACA), or more commonly called Obamacare, became one of the most debated topics around. Prior to the law going into effect there were about 45 million Americans uninsured and with rising health care premiums this number is on the rise. Proponents of the health-care legislation have called it a “landmark legislation” making health care more affordable by reigning in the costs to the people and the economy. ACA will also bring health care coverage to uninsured Americans and unemployed Americans. Opponents …show more content…

(What is Obamacare) ACA helps give health insurance to people who may otherwise not be able to afford it. Under ACA, your insurance company can no longer cut off benefits because you or your employer made a mistake on your insurance application. Before ACA, insurance companies could not only cancel your coverage because of such mistakes, but demand payment in full for any money paid out under the policy. Insurance companies can also no longer charge you more or refuse coverage for pre-existing conditions, despite being turned down in the …show more content…

ACA prohibits discrimination against anyone with preexisting conditions, dropping coverage if you become sick, and limiting your annual or lifetime benefits. Millions of uninsured will get access to affordable high quality health insurance. In order to get money to insure uninsured, net taxes are placed mostly on high earners and the health care industry. (obamacarefacts)
The Affordable Care Act will help to improve the well-being and incomes of Americans by increasing coverage and lowering costs of health insurance, helping the rate of uninsured go down. (Aaron, Burtless, 2014)
Another argument against Obamacare for many is the law goes against the constitution. Many argue that the law goes too far by mandating Americans buy something they don’t want or need. Besides mandating that everyone have insurance or pay a tax the law also requires business to provide insurance coverage to allow access to contraceptives regardless of their religious beliefs. This has people arguing that Obamacare violates their first amendment rights.
So the big question remains, do the costs outweigh the benefits? While there are those who will still disagree, new study finds that the costs of complying with the President 's signature healthcare law far outweigh the coverage benefits it

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The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their

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The ACA, passed in President Obama’s first term, mandates that all Americans will need to purchase healthcare or pay a tax. In addition, the plan also provides subsidies for middle class families and contributes to the overhaul of the healthcare system (Amadeo, 2017). The ACA represents major intervention by the federal government in the health care system. Again, the fundamental differences between the parties were present in the voting over this legislation. When the bill was in the Senate, it passed with support of all 60 Senate Democrats and two Independents.

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A Second Look at the Affordable Care Act David E. Mann, ABA American Military University POLS210 Abstract Since the passing of the Patient Protection and Affordable Care Act (PPACA), twenty-eight states have either filed joint or individual lawsuits to strike down the PPACA. This document will examine a few key elements that the President of the United States must take into consideration when reviewing the act and moving forward to either ratify the act, replace the act, or leave the act as it is. Topics that will be presented will include; the current issues being debated, two competing thoughts on how to fix the ACA, an evaluation of the preferred solution, and finally the responsibility of each level of government. Patient

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What Obamacare stands for wasn’t some average healthcare plan, it was a solution to a growing problem of people that did not have any access to affordable healthcare. Obamacare is known in two parts: The Patient Protection Act and the Affordable Care Act (PPACA). The Affordable Care Act was signed into law on march 24th, 2010

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When the Affordable Care Act took effect, millions of previously uninsured citizens were able to gain access to healthcare, many for the first time. The expansion of the Patient Protection and Affordable Care Act of 2010 (ACA) decreased the rate of uninsured people by providing access to private insurance through health insurance exchanges and premium subsidies for both, low and middle- income families. There are 28 states that now cover children in families with joint income up to 250 percent of the Federal Poverty Level (FPL) and have removed barriers to CHIP and Medicaid enrollment. Despite the increased access to health care, millions of citizens remain uninsured.

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The Affordable Care Act is also called Obamacare. It is also called Obamacare because it passed under the administration of Barack Obama. The ACA speaks for the most significant reform of the health care system since Medicare and Medicaid. Obama’s goal of the ACA was to reduce the amount of Americans that did not have insurance. He also wanted to reduce the overall cost of health care visits.

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The ACA was the important legislation which signed by president Barak Obama on March 23, 2010 which reforms the healthcare delivery system in the United States (7) ACA played an important role in improved availability of the insurance with better access of care for the populations (7). ACA expand Medicare and Medicaid coverage, provided benefits to the people with income below 138% of the federal poverty level and covered younger adults in their parent’s policies (3). Moreover, ACA increased compensation to the primary care providers to improve primary care access and promote more preventive care. Furthermore, it innovated delivery models like patient centered medical homes, Accountable Care Organizations (ACOs) and Patient-Centered Outcomes

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The Affordable Health Care Act, also known as “Obamacare”, is basically just Obama trying to make sure that the whole nation has insurance and if they do not have it by January 1, 2014, they will be penalized with a fine. To make insurance more affordable, many Americans are able to qualify for a subsidy that lowers the cost depending on age and income. Also, “Obamacare” made it impossible for insurers’ to discriminate, or charge higher rates, for anyone who has pre-existing conditions or for a certain gender. Medicare will also be easier to obtain due to requirement of insurance. This law was passed in the U.S. on March 23, 2010 by Congress and President Barack Obama.

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The Supreme Court upheld this law on June 28, 2012. The ACA has been met with mixed responses over its lifetime. Some conservatives argue that Obamacare is inefficient and detrimental to the economy because it is too expensive. The

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= 2. Pros and Cons of Obama Insurance on Small Businesses The Affordable Care Act (ACA), also known as Obama Insurance, was enacted in 2010 with the aim of providing affordable health insurance for all Americans, including those who work for small businesses, amid the abundant insurance services in Homestead,

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Before the Affordable Care Act was put into work, over 45 million Americans were uninsured. The Affordable Care Act, also known as Obamacare, was then made to help those who were uninsured. It allowed people with financial struggles with the same opportunity as everyone else to have a healthcare plan. Even though the law was passed in 2010, it took a full year of back and forth to get it passed in the Senate. Obamacare may help you get coverage, but charge you an annual fee if you don’t have one.

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According to the HHS(department of health and human resources) the ACA prohibits insurance companies from denying coverage or charging higher premiums based on pre-existing conditions. This provision has helped millions of Americans with chronic health conditions access affordable healthcare (HHS, 2014). As mentioned by ncbi the ACA has implemented a number of reforms aimed at improving the quality of care, such as incentivizing hospitals to reduce readmissions and implementing value-based payment models. These efforts have led to better outcomes for patients and reduced costs for the healthcare system (McIlvennan et al., 2015). Ncbi brings up that while the ACA has faced criticism for its cost, it has also implemented several measures aimed at containing healthcare costs.

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Obama Care also known as the Affordable Care Act signed in by president Barack Obama in 2010, This was to insure that all the Americans will have free access to medical care if they got sick and it would will help reduce the growth of healthcost spending in the country, hence in economic and stability growth among the citizens of America. Right now in the USA the ObamaCare law is a permanent part of the landscape, The USA republicans said that, despite the high court decision upholding various subsidies, the law itself remains the largest and dangerous threat to health care. Although it has its own benefits, Obamacare is increasing costs for hardworking families. Republicans argue that many people have to pay higher costs or see their former policies canceled. Which is leading to poor economy and increasing of debts and deaths within the country.

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In short, the ACA is a complex law with many nuances and intricacies; however, the changes on the healthcare system that it caused can be summarized into several broad categories. First, it is now mandated that every American must have health insurance with an emphasis on preventative care (1); akin to auto insurance. If one does not partake in the insurance program, one would be levied with financial penalties from the IRS. At the individual level, the levy is $695 annually per individual or 2.5% of income, whichever is greater (1). This fine can even be extrapolated to include companies who do not take the fiscal responsibility to cover their employee’s health insurance.

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The Affordable Care Act is currently the healthcare act that is implemented in America, and although this act is implemented in American society, there are many people who do not know the impact of this act has on their health insurance. The Affordable Care Act is also known as ObamaCare or Patient Protection Act. ObamaCare is a simple label for a complex subject. In 2010, President Obama signed the Affordable Care Act into law, in hopes of decreasing the amount of uninsured Americans and decreasing the costs of insurance. With this act, it is mandated that every American must be covered by insurance.

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