What would happen to your thoughts and system responses if the narrative changed when discussing costs and savings? For example, what is the savings metric given the hidden costs to anyone with health insurance prior to ACA? Anyone using their insurance or visiting a hospital, given hospital pass through costs due to their need to treat uninsured people, especially uninsured who waited too long to get treatment because they could not pay? What is the potential monetary savings metric given a shift to either a public or private single payer system? Why are we paying for multiple administrative structures when a single system would potentially be less expensive and more efficient?
Summary of “The American Healthcare Paradox” “The American Health Care Paradox” focuses on health care and how the United States is suffering compared to their peer countries. The United States has spent billions of dollars in health care and the problem is still growing. The government is responsible for not following or ignoring the issue that we suffered with, in today’s society the healthcare system is failing drastically. The health care system has been a problem for several decades now, even though it seems that things are getting better it’s not.
Sometimes, if the lower income family does have insurance, it does not cover the evaluations and they are very expensive for out of pocket payment. Currently, in some states there are very limited options for people who have Medicaid for their primary insurance. If a psychologist does take Medicaid, the waiting list can be months, even years. It has been established that if a state has better reimbursement schedules, then treatment is more readily available. With the opposite being true with lower reimbursement rates (Thomas, Parish, Rose, & Kilany, 2012).
ARTICLE REVIEW 2- THE MORAL HAZARD MYTH The article mainly emphasizes about the uninsured population in America and the reasons behind the lack of insurance for almost forty five million people. Author states about the research conducted by two Harvard university researchers, and according to them the reason for lack of coverage for these forty five million people is that they cannot afford health insurance implies medical services in America are high expensive and almost one- third of uninsured people are below poverty line. But, according to Bush’s administration plan in their economic report stated that almost one half are uninsured because of their choice which can be challenged based on the research conducted but Harvard researchers.
Ultimately, the many benefits outweigh the consequences in many
We live in a world where the communication is the foundation for sharing information between people and debating is a formal way of communicating. Debating on the “Insurance policies obtained through the Affordable Care Act should be replaced by High Deductible Health Plans paired with tax free Health Savings Accounts” was challenging in many ways. My team was on the con side. From the beginning, all members of the team agreed that the Affordable Care Act is a controversial and complicated topic, however, ACA has made a number of positive changes to the health care system and increased access to health care services. In addition, the ACA has a tremendous impact not just on patients, but also on health care providers and workers.
Should the government play a key role in aiding the uninsured, or should market forces reign supreme? I believe the government needs to play a key role in aiding the uninsured. Our country's core value is “life, liberty and pursuit of happiness.” I believe healthcare is applied to this core value with governments helping insure United States citizens.
With Donald Trump’s presidency, Republicans are trying to replace Obamacare, which could be both beneficial and harmful to health care providers like UnitedHealth Group. Millions of Americans are insured through Obamacare, therefore if it were taken away, there would be more exposure for health care insurers such as UnitedHealth Group. The abolishment of Obamacare could be beneficial to the company because it would permanently eliminate the Health Insurance Industry Tax, which could overall save UnitedHealth Group millions. On the other hand, since the Affordable Care Act was launched in 2010, Medicaid has been one of UnitedHealth Group’s largest money-makers.
According to the U.S. census, in 2013, 42 million Americans or 13.4% of the population were uninsured. The Keiser Family Foundation analysis of 2014 Survey of Low-Income Americans and the ACA, states that in 2014, 27 % of the uninsured went without having necessary care for major health conditions or chronic diseases. Health care is a fundamental right regardless of status or health. The United States should look to other countries and examine their successes in providing universal healthcare.
Population health is a field which includes health outcomes, patterns of health determinants and policies and interventions that link these two (Kindig & Stoddart, 2003). More recently, the National Academy of Medicine defined population health as an approach that treats the population as a whole (including the environmental and community contexts) as the patient (NACNEP, 2016). Allied health professionals relate to population health through the understanding of the increased demand to serve the population rather than only the individual. The three most critical areas to better serve the health of the population as allied health professionals include 1) viewing the population’s health as a whole, versus as individuals, 2) to emphasize the need to practice quality improvement and patient safety in all instances when a medical decision is made, and 3) take into consideration all sub-populations when judging the health of an entire population. To shift from individual patient care, based on active symptoms, is the current practice of most healthcare professionals.
Main Argument: P1: The costs of health care would decrease if we have universal health care. P2: Universal healthcare needs to be available for everyone just like education is. P3: Having healthcare would allow individuals to get the health care that they so deserve. C:
46.8 million Americans were reported as uninsured in 2013, which equivocates to one sixth of the population. Those without insurance have revealed that they risk “more problems getting care, are diagnosed at later disease stages, and get less therapeutic care” (National Health Care Disparities Report) and those insured risk losing their insurance. Inadequately covered citizens are often working-class individuals who simply cannot receive insurance due to uncontrollable inconveniences and therefore jeopardize having medical coverage. In these instances, Americans have a chance of being diagnosed with diseases that they had no opportunity to prevent or could not diagnose them at an early stage of the illness. Patients have suffered unnecessarily due to lack of health care, and “18,000 Americans die every year because they don't have health insurance” (PNHP).
Vulnerable populations are those with a greater risk of developing health conditions. These groups may have difficulty accessing healthcare because of sociocultural status, limited economic resources, geographic, or characteristics such as age, gender (****). This separation puts members of these groups at risk for not obtaining necessary medical care and thus creates a possible threat to their health. Vulnerable populations include some group like chronically ill, people with HIV/AIDS, mentally ill and disabilities, substance abusers and homeless groups population. For example, disadvantaged and poor working individuals who are unable to obtain health care due to their immigrant status also ethnic minority groups, typically discriminated against even though they have successful careers, higher education and
The negative impacts, however, are not as apparent. First and
