When we thing about a self-driving car, another concern raises in our minds: how involved and how careful do we expect the human co-pilot to be? As a Stanford Law School report asks, “Must the ‘drivers’ remain vigilant, their hands on the wheel and their eyes on the road? If not, what are they allowed to do inside or outside, the vehicle?” Can the human in the car eat, write or read a book? Not surprisingly, the insurance industry is particularly concerned and would like things to move slowly. Insurance companies say all the rules of car insurance may need to be rewritten, with less of the liability put on those operating cars and more on those who manufacture them. Insurers will have to begin to think more like technology companies, setting