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The Pros And Cons Of Health Insurance

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government provided health insurance for military and self-employed insurance plans. Medicare and Medicaid come into play for those who are below the poverty level and individuals 65 and older.
The concept of the ACA was to fill the gaps between different forms of insurance and create an affordable solution for families and individuals. The ACA created state run insurance exchanges where individuals could enroll annually just like employer provided plans. Depending on income, individuals could receive subsidies to help reduce the costs of premiums. One of the most controversial aspects of the ACA was the mandate from the federal government to purchase insurance. Those who did not carry some form of health insurance were fined at the end of …show more content…

In addition, insurance companies could no longer have stipulations for pre-existing conditions. Parents were allowed to carry insurance for their children up to the age of 26. All of these additions had many positive outcomes and improved healthcare delivery in various ways. Many aspects of the law including the birth control addition were tried in court by religious organization and businesses as well as opposition from the Republican Party.
Regardless of party affiliation and arguments against it, the ACA proved its sustainability and also highlighted positive outcomes as well of those variations that need improvements. Healthcare is always changing and insurance delivery should not be any different. By consistently looking for new ways to improve, new policies supported by Republicans or Democrats should incorporate the positive outcomes of existing bills and improve failures in new bills.
Anticipated Impacts on Cost, Quality, and …show more content…

Improvements like the patient top safety goals issued each year by the Center for Medicaid and Medicare (CMS) has helped to reduce the amount of hospital acquired infections as well as reduce payment ratios for organizations that did not provided a high level of care and quality outcomes. The ACA requirement for no cost preventative care has also helped detect early health problems including chronic illnesses. Individuals that had annual health checks are more likely to make better health choices based on screening results and help of healthcare

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