Visa Inc. Visa posts a “2015 Corporate Responsibility Report” on its webpage of “Operating Responsibly,” which aims at “promoting corporate responsibility and transparency for a successful business environment” and could be found at https://usa.visa.com/dam/VCOM/download/corporate-responsibility/visas-2015-corporate-responsibility-report.pdf. Visa utilizes multiple channels to ensure an ethical business environment. According to the Report, the Company focuses on four major areas: 1) “transforming commerce,” including investing in innovation, helping small businesses, reaching unbanked and underserved consumers, and ensuring trust and enhancing security; 2) “investing in our people,” including employee engagement and development, diversity