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Why Didn T They Teach Me This In School? By Cary Siegel

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Best Gifts for Graduates

A college graduate is someone who is deserving of praise. They made it through some of the toughest years. Unfortunately, there may be many more to come, which is why you want to really consider what the best gifts for graduates really are. The truth is that your gift could be something to help them through the first few post-graduate years.

One of the main issues with college graduate is financial instability which is why the book Why Didn 't They Teach Me This in School?: 99 Personal Money Management Principles to Live By by Cary Siegel is a popular choice. The book is receiving a lot of great reviews and is one that is easy to read. The format actually makes it possible to read when you can as it is easy to pick up where you left off. Even more important, it offers some sound financial advice for college graduates who are already in debt with student loans. …show more content…

Many graduates often find themselves so busy they don’t have enough time to practice their faith. This book offers them advice on how to work without leaving the enjoyment of life behind. This book helps them to remember their youth and their

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Imagine being the daughter of a pastor, who has to live up to her family 's expectations, how would you feel? While being an example in church, yet living in another city attending a four year university in her graduating year, this leader is as strong as they come. Leah Shoff is a 22 year old who has put her entire life effort forth for God. Even though she has attempted to live part of her life without God, she was never successful in doing so. Constantly under a lot of stress, Ms. Shoff is currently attending Vanguard University as a Senior with a major in business, and she still keeps in great contact with her family; especially her family who is runs Palmdale Lighthouse Assembly of God.

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It is apparent that this article has a very similar message then the others, even almost the same exact message given in most of the other sources. Mulhere, Kaitlin. " Climb Out of Student Debt. " Academic Search Premier [EBSCO].

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Hello Brent, it is the end of your first semester in your sophomore year, and I am writing this to you because you have successfully gotten an “A” in religion 101. You have accomplished a lot this semester and have been through a lot, but you have also rightfully deserved this “A”. You have followed helpful tips from the article “Learning” written by Robert Leamnson. You have also followed the guidelines from your syllabus and have asked for help from Dr. Zwissler and classmates. First I would like to talk to you about how you used the tips given to you by Robert Leamnson.

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Student loans is the second highest source of debt of $2.1 trillion dollars in the U.S. economy right now. This student loan debt is not only affecting the entire economy as a whole. In America, people believe that earning at Bachelor’s degree is the key to success in order to be financially secure be set in life. However at the same time, the cost of tuition has skyrocketed, and the borrowing of loans rise with it. The rising of student loan and debt will reduce consumption, lower investing, lower the rate of home ownership, and overall make it difficult to sustain financial stability.

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In 2014, just a bit over 70% of college students graduate with $33,000 in student loans. This number is staggering and why student loan debt has become such a hot topic of debate in the United States. In the meantime I think we, as students need to be a little more involved in our future and the college process rather than placing the burden and stress solely on our parents. There are various things I can do to reduce my student loan debt and avoid the stresses after I graduate college.

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So many successful adults till this day are paying back their college debts. Over the years, some are able to pay back their debts in college and others are not able to and are still struggling, due to having to pay other debts that they may have. In some cases, some people drop out of college just so they will not have to owe so much money, but to drop out for that reason is not good. There are several of ways to stay away from college debt and that is getting scholarships, saving money before going into college, and also attending a community college instead of jumping to a university. College debt is a large amount of money that a college student will have to pay back within a certain amount of years after graduating.

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Loans allow receiving a college education seem like a smoother process considering that such a hefty amount to pay is divided so that it can be paid for in moderation. Despite the fact that it’s split into many payments, it’s still a large quantity all in all so unless indebted students aim for high income jobs, there would many years of difficulty to come after college. For this reason, undergraduates make it their goal to go after jobs which would prevent them from being constantly pressured to pay off debt. Thus, student debt is both a crisis and a reason to encourage persistence towards greater ambitions (Hillman, 41). It is a tremendous thing when a student seeks to be financially comfortable or even rich in the future but not when it is for the wrong reasons.

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Most of my friends who are currently in college have between 5000$-20.000$ in federal and private loans. In many cases, besides for the loans, students have to work and study at the same time, which results in a stressful life for the student. In fact, many students are not able to finish their education because, since they can’t afford it, they have to work over their studies. Out of all the possible reasons to drop out of college, “the No. 1 reason many young adults drop out of college is an inability to juggle school and work” (Johnson). Finishing college is the most decisive forecaster of prosperity in the workforce and the inconsistency in college completion between children of rich and poor families duplicated since the late 1980s (McGlynn 55).

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The biggest problem resulting from the student debt crisis is you hear stories of new graduates who have to stay with their parents so they can cut back on costs in order to pay off their student loan. When you take out student loans to help pay for college, it’s easy to forget that that money will eventually have to be paid back. Student graduates can’t do many things due to these student loans such as buying a home, getting married, or having children. But for right now giving students more information about their debt may help students say no to loans. Borrowing less may make it harder for students to graduate if, for instance, they spend more time working and less time studying.

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