ipl-logo

Affordable Care Act Essay

496 Words2 Pages

In efforts to combat long-standing health care inequities and delivery issues, the Affordable Care Act, or ACA, was put forth by President Obama upon taking office and later passed by Congress and signed into law in March of 2010. This was not the first effort by the United States Federal Government to address the healthcare system, other healthcare reforms were headed by Presidents Johnson, Nixon, Reagan, and Clinton. Namely, under President Johnson, Medicare and Medicaid were passed in 1964. According to Jonathan Gruber, the ACA was created in an effort to combat rising health care costs and high numbers of uninsured American citizens. Paradoxically, though the United States has one of the most technologically advanced and cutting edge …show more content…

The approach is modeled after the 2006 healthcare reform in Massachusetts. The Massachusetts plan was based on a three-prong system: fix the broken non-group market (insurance companies cannot refuse to cover individuals based on preexisting conditions), all citizens must have healthcare (the individual mandate), and the establishment of government subsidies to help those unable to purchase insurance. The ACA adopted this plan as it base and then added and changed some aspects. Several facets of the ACA went into effect immediately, others later. Namely, under the ACA, people cannot be denied coverage due to preexisting conditions, state exchanges were established in order to maintain some aspect of the free market in health care, children can remain on their parent’s insurance plan until the age of 26, and tax penalties will be enforced upon those who do not purchase insurance, among many others. The ACA also worked to expand Medicaid, however, this decision was left up to the states. Wyoming’s state government elected not to receive federal monies for Medicaid expansion. The minimum level of benefits afforded to everyone under all coverage options according to the ACA are: ambulatory services, ER visits, maternity and newborn care, prescription drugs, lab tests, pediatric services, preventive and chronic disease care, rehabilitation services, mental health and substance use services, and

Show More
Related

Pros And Cons Of The Affordable Care Act

174 Words | 1 Pages

The affordable care act is a United States statue signed into law by President Obama in March of 2010. It represents the most significant improvement to the U.S. healthcare system since 1965 with the addition of Medicare and Medicaid. Also known and commonly referred to as Obamacare, it was enacted to increase the affordability and quality of health insurance, diminish the rate of the uninsured by expanding public and private insurance coverage while reducing the cost of healthcare for individuals and the government. This law will require Hospitals and doctors to reconstruct financial practices along side with technologically and clinically to advance better outcomes, reduce cost and improve methods of accessibility.

Read More

Affordable Care Act Pros And Cons

269 Words | 2 Pages

The Affordable Care Act was a health care act that was established by the federal government to expand and improves access to care and curb spending through regulations and taxes. Each state could decide to participate or not. The act was adopted as law by US Fisher02 President Barrack Obama in March 2010. The goal of this act was to reform the current health care in the United States.

Read More

Pros And Cons Of The Affordable Care Act

187 Words | 1 Pages

The Affordable Care Act, (ACA) often referred to as Obamacare, was signed into law March 23rd, 2010 and has quickly become a nightmare to millions of citizens nationwide. While there were fortunate people who benefited from the heavily subsidized and affordable healthcare that was not readily available before ACA was passed, many more people found that their once affordable healthcare was no longer an option due to new ACA requirements (how so?). ACA was designed to extend insurance benefits to roughly 30 million uninsured Americans. The Obama administration aimed to extend Medicaid and provide federal subsidies so lower and middle-class Americans could afford to buy private insurance. This act alone forced millions of Americans out of their

Read More

Ppaca Pros And Cons

777 Words | 4 Pages

Introduction A. The Affordable Care Act (ACA), also known as The Patient Protection and Affordable Care Act (PPACA), was created in 2010 under the President Obama administration. It is designed to reform the current healthcare system by offering more health insurance options at affordable rates. The reform aims to provide individuals with more health insurance options, alleviate out of pocket costs, and prevent gender discrimination. The basis of providing millions of Americans with quality health insurance options greatly benefits a majority of individuals.

Read More

ACA Compare Contrast Essay

551 Words | 3 Pages

The United States health care system is one of the most complex and largest systems in the entire world. The Affordable Care Act (ACA) changed numerous things concerning our health insurance framework and medical coverage designs. It has ensured that insurance providers can't cross out your scope in view of a basic oversight on your part. It has kept youthful grown-ups, younger than 26, on their parent's health insurance design on the off chance that they can't get protection for themselves. The ACA guarantees that individuals can't be denied benefits due to a previous condition, and it has finished lifetime constraints on scope for general benefits.

Read More

Political Polarization In Congress On The Affordable Care Act

1022 Words | 5 Pages

The ACA, passed in President Obama’s first term, mandates that all Americans will need to purchase healthcare or pay a tax. In addition, the plan also provides subsidies for middle class families and contributes to the overhaul of the healthcare system (Amadeo, 2017). The ACA represents major intervention by the federal government in the health care system. Again, the fundamental differences between the parties were present in the voting over this legislation. When the bill was in the Senate, it passed with support of all 60 Senate Democrats and two Independents.

Read More

Affordable Care Act Pros And Cons

1124 Words | 5 Pages

The Affordable Care Act The Affordable Care Act is a bill intended to increase the quality of health insurance and lower the costs that Democrats proclaimed would help everyone in the nation, regardless of their ability to pay and regardless of any preexisting condition they might have. Additionally reducing the number of people in the United States not covered by any health care insurance. The Affordable Care Act is the most comprehensive reform to the health care system since the implementation of Medicare and Medicaid in the 1960s. More than 190 years before that, when creating the Constitution, the founders of the United States worked hard creating a system of checks and balances as one of the most important principle aspects of Government.

Read More

Pros And Cons Of The Affordable Care Act

757 Words | 4 Pages

Prior to the ACA, nearly 50 million United States citizens lacked health

Read More

Affordable Care Act Pros And Cons

1443 Words | 6 Pages

Affordable Care Act, (ACA) also nicknamed “Obamacare,” is a United States federal statute enacted by the 111th Unites States Congress and signed into law by former President Obama on March 23rd 2010. It represents the U.S healthcare systems most significantly regulatory overhaul and expansion of coverage since the passage of Medicare and Medicaid in 1965. (NCBI)The Affordable Care Act offers essential benefits that range from covering hospitalizations to mental health care to prescription drugs. A primary goal of it was to make sure all Americans or nearly all obtained health insurance. It created insurance exchanges for those seeking individual coverage and expanded Medicaid for low-income adults.

Read More

Obamacare Pros And Cons

697 Words | 3 Pages

The Affordable Care Act, or also known as Obamacare, was signed into law on March 201o by president Barack Obama. Since the 1900’s many economist, politicians, and citizens have seen that the health system was broken. And the Affordable Care Act is one of the most far-reaching reform acts since Medicare was passed in 1965. Description of the problem that necessitated the policy Because many have seen that many citizens were not getting health insurance, many politicians have tried to implement a system that helps them get insured.

Read More

The Pros And Cons Of Hispanic Immigrants

706 Words | 3 Pages

When the Affordable Care Act took effect, millions of previously uninsured citizens were able to gain access to healthcare, many for the first time. The expansion of the Patient Protection and Affordable Care Act of 2010 (ACA) decreased the rate of uninsured people by providing access to private insurance through health insurance exchanges and premium subsidies for both, low and middle- income families. There are 28 states that now cover children in families with joint income up to 250 percent of the Federal Poverty Level (FPL) and have removed barriers to CHIP and Medicaid enrollment. Despite the increased access to health care, millions of citizens remain uninsured.

Read More

Pros And Cons Of The Affordable Care Act

701 Words | 3 Pages

The Affordable Care Act (ACA) is a major healthcare reform law that was signed into law by former President Barack Obama on March 23, 2010. The ACA was established to provide affordable and accessible healthcare to all Americans, regardless of their income, health status, or pre-existing conditions. Many political and legal battles have beem fought over its implementation, effectiveness, and constitutional right for its establishment. In the early 1990s, when President Bill Clinton attempted to pass a healthcare reform bill, republicans and the healthcare industry opposed of Clinton’s plan.

Read More

Pros And Cons Of The Affordable Care Act

736 Words | 3 Pages

The Affordable Care Act, also known as ACA and ObamaCare, was signed into law by President Obama on March 23, 2010. Since its implementation, the ACA has greatly improved the American health care system by reforming "health insurance, health care costs, and the delivery of care" (French et al.). But its main purpose was to reduce the number of uninsured Americans who were poor and could not afford private health insurance, and people with pre- existing conditions who were denied health insurance. The provisions that have had the most impact are the Medicaid expansion, subsidies, dependent coverage, and guaranteed insurance for high-risk people. As of 2015, 30 million people had insurance under these four provisions (Blumenthal

Read More

Healthcare Disparities Research Paper

281 Words | 2 Pages

The ACA has been making advances in decreasing the amount of uninsured Americans and trying to minimize the amount of healthcare disparities. With the advances throughout history there is still a long way to

Read More

Pros And Cons Of The Affordable Care Act

212 Words | 1 Pages

The Affordable Care Act or known more like the Obamacare is a health care reform law that was signed by President Obama. The care act attempts to provide affordable health insurance to all Americans. The ACA rule is that every American must have health insurance. Now that this act became to affect, more people are able to be seen by a physician for a lower cost. I have seen a bigger change in hospitals and clinic offices because people are now able to get treated.

Read More

More about Affordable Care Act Essay

Related Topics

Open Document