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Obamacare Pros And Cons

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The Affordable Care Act, or also known as Obamacare, was signed into law on March 201o by president Barack Obama. Since the 1900’s many economist, politicians, and citizens have seen that the health system was broken. And the Affordable Care Act is one of the most far-reaching reform acts since Medicare was passed in 1965.

Description of the problem that necessitated the policy
Because many have seen that many citizens were not getting health insurance, many politicians have tried to implement a system that helps them get insured. In 2010 president Barack Obama signed the Patient Protection and Affordable Care Act, or Obamacare. This was put into law for people to get health insurance or pay fines for not getting it. After five years since …show more content…

It requires that individuals get coverage or pay a penalty at the end of every year. The policy has requirements for both insurance companies and the consumers to follow. For the insurance companies, they must not deny coverage due to any pre-existing health conditions. Also, they must offer the same policies to people of the same age and location, without considering gender or any health conditions, give patients with a clear explanation of their benefits. And to stop setting lifetime and annual limits on benefits, and to increase covered preventive care. The law also establishes minimum standards for health insurance policies, offers subsides for low-income for individuals and families. It will expand Medicaid coverage and reforms Medicare reimbursements, and fines businesses that have more than 50 full-time employees that don’t offer health coverage. But if a person does not get insurance through Medicaid, Medicare, or employee-sponsored insurance, then they must get it through a private company. Also, with the affordable care act allows some parents to keep their children on their plans up to the age of 26, even if they do not live or are financially supported by the parent. Other than that everyone over the age of 18 can get health …show more content…

And to have as many people get health affordable health insurance. This act was put into place with the thought that it will be in place until everyone has insurance, whether that is through the government or a private company.

Policy analysis The affordable care act was passed in 2010by president Barack Obama and his intentions were to help those who could not afford health insurance. He had wanted to provide insurance to everyone, without being discriminated by race, gender, ethnicity, race, or any pre-existing health conditions. This was place to get anyone who needed to get coverage, which was mostly low-income individuals and families. And for those who do not get insurance would have to pay a fine at the end of every year, usually per every single individual. And this was to help fund it. With the goal of getting every individual coverage, it will improve people to help afford health insurance and can go to the doctors without the worry of all the medical

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