The Stardust accident happened 14 February 1981, there were 840 patrons with ages ranging from 18 to 30 celebrating the day, 48 never returned back home and 214 obtain serious injury and 11 more permanently disabled. Four other victims spent an agonising 25 days in the hospital and later died of respiratory complications, many of the victims who survived suffered psychological problems and the guilt of being a life after many people losing their lives. On a day that was supposed to be an enjoyable day for them turned to be a total disaster and a life changing event in their life. The most shocking part of it after 35 years there’s has been no convictions. Reports conducted at the time which was released a year after, the original tribunal was established within a matter of 16 days …show more content…
Because insurance does not cover losses deliberately caused in this case there were highly inflammable substances in large quantities and the fire exit doors were locked. 2. A number of risks are never covered by insurance, example being the locked doors at midnight with secured paddocks. 3. Was there a fire and safety checks in place. An accident is when there’s an unexpected and unforeseeable cause of events that causes the loss of value, injury and increased liabilities. An accident is covered by insurance WHEN IS AN ACCIDENT COVERED BY INSURANCE? Accident insurance policies frequently insure not only against an act of God but also for accidents caused by a person's carelessness If the Stardust owners were to accept blame for the cause of the fire by not following or going through the fire regulations. They were in paying a huge sum of money to the people who were affected. And in this case they will lose out on claiming for insurance. All indications shows and proof that the accident occurred somewhere that where not close to people hence the statements from Liz shows that people outside were trying to come into the building to get their love