ipl-logo

Argumentative Analysis Of Mammoth Mart

491 Words2 Pages

Below are the assumptions that we should consider when performing a sensitivity analysis:

• Claim rate

Actual claims amount incurred will have an impact to the profit. If the future actual claims incurred are higher than the expected claims, premium collected may not be sufficient to pay for future claims and caused a lower profit or even loss to the company. Best estimate claim rate assumed in our pricing are based on Sensible’s rate as per current Sensible’s experience adjusted to the current average occupation mix of Mammoth Mart. Mammoth Mart’s own experience might different from Sensible’s experience. If Mammoth Mart’s actual claim rate is higher than the best estimate claim rate assumed, it means we have underestimated the claims outgo which caused more than expected claims payout. Besides, the best estimate claim rate is assumed to be level throughout the term. However, the exposure and sum at risk in each age band will change as the employees grow older each year. The Mammoth Mart also might hire more blue collar employees in the future result in a change to the average occupation mix. The gender mix of Mammoth Mart might change in the future as well. Therefore, it is important to analyze the sensitivity of profit toward the change in claim rate.

• …show more content…

However, the actual internal expense might exceed the budgeted amount if there is no close monitor on the money spent. Besides, the future cost might increase due to price inflation or economic slowdown. The premium collected might not sufficient to cover the actual internal expense if it had exceeded the 5% expected claims assumed. This will caused a lower profit or even loss to the company.

• Investment income

Show More
Related

Hrm/531 Week 4

936 Words | 4 Pages

One firm we are familiar with had gross sales in 1979 of ninety-six million dollars and proceeded to develop a worst case scenario in 1982-3 at a gross sales level of thirty-six million dollars. Once this key level is established, then all the other parameters must be brought in line with this sales figure, in an attempt to preserve some portion of the bottom line

Read More

Petco Inc. Argumentative Essay

2106 Words | 9 Pages

What does it take to open a small town business and convert it to be nationwide? Is every human being capable of dealing with all the complications, stress, and failures that occur in the process? How much time, money, and effort is exhorted into building the best corporation it can be? These are a few questions that may come to mind when examining a corporation that has conquered it all. From the inspiration of one man, and his “sixth sense”, Petco Inc. has made a name for themselves in the pet care industry.

Read More

Chris Mccandless The Wild Argumentative Essay

893 Words | 4 Pages

Society’s values influence people to construct their personal mores around them, and those who do not are not accepted by society. In our society, those who have well-paying careers are valued above those who do not. So when McCandless decided against following the path society expects him to, his parents were upset. “Chris informed his parents that he had no intention of going to college. When Walt and Billie suggested that he needed a college degree to attain a fulfilling career, Chris answered that careers were demeaning ‘twentieth-century inventions,’ more of a liability than an asset, and that he would do fine without one, thank you” (114).

Read More

Analysis Of Chipotle's Sensitivity Analysis

1385 Words | 6 Pages

In order to determine the impacts that changes in these two inputs may have in Chipotle’s valuation, a sensitivity analysis is conducted by varying the WACC and the perpetuity growth by 0.25% consecutively while keeping all other inputs constant. The next table shows how Chipotle’s price per share varies when the perpetuity

Read More

The Contender Argumentative Essay

764 Words | 4 Pages

People have different views on what success really means. Some say success is based on money or fame. If you have a lot of money or fame you're "definitely" successful. Others say success is based on your fulfillment and overall happiness in your life. Alfred Brooks, the protagonist in the novel

Read More

South Dakota Argumentative Analysis

266 Words | 2 Pages

Before South Dakota was admitted into the US, It was Sioux land and many other Native tribes land. “The Sioux and the Cheyennes became allies, and by the end of the 18th century, the Sioux had driven away other groups and claimed the Black Hills as sacred land, believing that they were the homeland they were destined to find” (Andrew Mathews 2015, p.10). How was South Dakota even included in the US? Well according to (Andrew Mathews 2015), the US government made false promises about the hills and has kept them ever since. Many Native Americans are not happy with this and just want their land back.

Read More

North Star Nights Argumentative Analysis

69 Words | 1 Pages

Mr Roxbury said recently that the film, ‘Will give a boost to the cities diverse economy. The production will spend money on food housing, offices, utilities, furniture, equipment, personnel, security, rentals transportation, and many other goods and services.’ He estimated that “North Star Nights” will bring $50,000 in revenues to the area. Incidently, the producer plans to hire seventy-five local people mostly high school and college students as

Read More

Central Park Five Argumentative Analysis

1227 Words | 5 Pages

One of the most infamous political events that happen in Central Park, was the controversial court case regarding the Central Park Five. The Central Park Five, represents the five colored teenagers convicted of raping a white woman in Central Park during 1989. New York City in the 1980s was a period of time that was racially charge with violence. The levels of uneasiness between New Yorkers maximized after this incident. Headlines during that time period called these teenagers “ Wildings and Wolves”(Duru,2004).

Read More

Mount Everest Argumentative Analysis

1979 Words | 8 Pages

Mount Everest is a huge 8,848 meter mountain in Nepal. In 1953, Tenzing Norgay and Edmund Hillary became the first people to officially reach the top of the mountain by using the southeast ridge route. " Both Tenzing and I thought that once we'd climb the mountain, it was unlikely anyone would ever make another attempt," Sir Edmund says in an interview with National Geographic. "We couldn't have been more wrong".

Read More

Essay List The Changes In Your Final Sensitivity Analysis

563 Words | 3 Pages

A. List the changes in your final sensitivity analysis • During the slow months reduces payments to your vendors 30% during the first quarter and by the second quarter the company should resume regular payments to vendors plus the 20% reduction from the first quarter and third quarter the housing market should rebound • Create a flexible budget adjusting for activity volume in sales and production • Rolling budget prepared monthly or quarterly that reflects planning changed going forward usually 12 to 16 months will show the new business strategy , operation plan and the economy • Reduce direct material price per pound by 5% from $0.50 per pound to $0.475 per pound • Search and compare new vendor with the current vendors and price

Read More

Research Paper On Leonardo Da Vinci

501 Words | 3 Pages

\

Read More

Argumentative Essay On Walmart

1125 Words | 5 Pages

YISHENG ZHANG MACROECONOMICS - WRITING ESSAY FEBRUARY 27, 2017 Walmart, as one of the world’s largest company it’s corporation contains grocery shopping, pharmacy, electronic sales, an outside garden etc. It is very convenient for people all around the world and low income families who are unable to afford other expensive goods made in the United States. Since Walmart is considered a world wide’s supermarket, it has investments outside of the United States such as in China, United Kingdom, and south America. When the prices are less, people are able to afford these products and throughout the century, it’s easy to tell that Walmart has made a huge impact in the United States economy.

Read More

Rhetorical Analysis Of Mcdonald's Mcdonalds

739 Words | 3 Pages

Appealing to the norms of society has always been a part of people 's lives. Children are taught, at a young age, about the societal importance of education and money. Since this is important in demonstrating a person’s place in society, many people feel the need to express wealth and sophistication to conform to a higher status. Recently however, the diachronics of societal norms has become more casual and has encouraged people to buy items at establishments that are considered to be of lower status. It is this desire for casualness that McDonald 's targets in their ad.

Read More

A Rhetorical Analysis Of Mcdonalds

983 Words | 4 Pages

Advertisement plays a big role in our society and it’s a way of attracting people ‘s attention. For instance, McDonald’s website illustrates a vision of focus, perspectives and colors to approach the audience in a way of selling products only using three methods. These methods are logos, pathos, and ethos. Logos is an argument or form based on a logic, pathos make appeals based on emotions and ethos is the form or appeal of character or credibility. Using these three methods is a way to analysis how McDonalds persuade, inform, and reminder in advertisement.

Read More

The Big Short Movie Analysis

1221 Words | 5 Pages

There are many types of investment such as bonds, stocks, investment funds, annuities etc. The sole aim of an investment is for your asset or financial input to grow into more therefore gaining you profit and the higher the risk the higher the reward generally is. Application to Movie In The Big Short Scoin Capital used growth investment strategies.

Read More

More about Argumentative Analysis Of Mammoth Mart

Related Topics

Open Document