Medical benefits to employees or individuals are provided inform of insurance. Health insurance is an insurance that covers an individual against the risk of incurring medical expenses. It means that, health insurance is a coverage that provides payment as a benefit in case of sickness, injury and medical expenses. The insurance company or an agency provides insurance cover to an individual, a group of people or to an organization (Thomas, 2000). However, in this case we will compare medical benefits of Blue Cross Blue Shield Health Insurance Company (BCBS) and United Healthcare (UHC).
Aetna does offer its members cocaine rehab and detox coverage. The level of coverage a member receives toward cocaine rehabilitation and detoxification expenses depends on his or her specific plan. A member with an HMO (Health Maintenance Organization) or PPO (Preferred Provider Organization) plan receives a higher level of benefits by receiving substance abuse care through an ‘in network’ provider. Members who choose to receive rehabilitation and detoxification services from an ‘out of network’ provider are still eligible to receive benefits, just at a lower level (once their annual deductible is met). In order for a member to be eligible to receive benefits related to substance abuse, his or her physician must determine that treatment is medically necessary.
Medicare is our country’s health insurance program for people ages 65 and older. Certain people younger than 65 can still qualify for Medicare, including those who have disabilities. In 2006 there were over 38 million people receiving Medicare benefits in the United States. Blue shield is a form of Medicare. Blue shield is a health care that is in the U.S. and Canada.
Patient Protection and Affordable Care Act, or ‘Obamacare’ was the expansion of Medicaid program across the states. Charles Barrilleaux and Carlisle Rainey look at why state government have opted out of the Medicaid expansion. They find that Obama’s 2012 vote share and the governor’s partisanship better explains the disapproval to Medicaid expansion, rather than measures of need, such as life expectancy or the number of people that are uninsured. Charles Barrilleaux and Carlisle Rainey find that a Republican governor is a higher percentage point more likely to oppose the expansion than Democratic governors. Whereas, the results show that the percentage uninsured in the state to have a small positive effect on the probability of opposition.
P., Halverson, P. K., Kaluzny, A. D., & Norton, E. C. (2001). How managed care plans contribute to public health practice. Inquiry - Blue Cross and Blue Shield Association, 37(4), 389-410. Retrieved from
That is why it can be difficult for you to choose the right plan. Every state has several Medicare prescription plans. In fact, there are 45 in Alaska and 57 in the Pennsylvania/West Virginia region. You may have to pay a higher premium for one of these plans. Some plans will
Predictive Analytics in Action: Discussion of Blue Cross Shield & Blue Shield from text. From the text is below: Blue Cross and Blue Shield System (BCBS), which provides healthcare insurance to nearly 33 percent of Americans, is a successful user of predictive analytics. It has established a database that contains more than 100 million medical claims. To control increasing medical costs, BCBS uses predictive analytics to identify the risk factors that led to several chronic diseases. It also uses predictive analytics to identify individuals who are at heightened risk of getting such diseases.
What "normies" don't understand about addiction is it's not a choice. Once an individual crosses that imaginary line and becomes addicted to a substance, they are in the grips of an illness that takes no prisoners. At that point, the only way back to a normal way of living is by getting help from a professional treatment center that specializes in drug and alcohol addiction. If you live with addiction in the Shreveport region of Louisiana, you should know there are at least eight quality rehab centers supporting local residents. Shreveport is the third largest city in the state with almost 200,000 resident.
There are various treatments that you could take in order to get help for alcoholism. Would be getting into rehabilitation this would include counseling and taking medications. Another treatment is Detoxifications is another treatment that you can undergo “Abruptly decreasing or discontinuing alcohol can lead to withdrawal symptoms, usually within 6-12 hours” (Understanding Alcohol Use Disorder – Treatment). This is a treatment is a dangerous one it includes symptoms like agitation, insomnia, and tremors. Another treatment that seems to be taking a lot would be the maintenance of sobriety this would include going to AA taking the steps, going to meeting, and getting a sponsors.
Substance Abuse Counselor Substance Abuse Counselors, otherwise known as Behavioral Disorder counselors, advise people who suffer from alcoholism, drug addiction, eating disorders, or other behavioral problems. Substance Abuse counselors do a variety of things such as evaluate client 's’ mental and physical health, addiction or problem behavior, and readiness for the treatment they need (“Summary”) The first rehab clinic was formed in 1982 by President Ford’s wife, Betty Ford, when she developed an addiction to alcohol and prescription medication in the 1970s. Before this clinic, America formed a Prohibition Act, to ban the possession and selling of alcohol. Many people would be more tempted to drink alcohol and start an addiction due to the fact it was illegal.
Being able to get the help you need from a drug treatment center is something that can change your life forever. You can become an entirely different and much happier human being after you attend a treatment center for your drug addiction. If you are ready to get the help you need, the treatment center is there and staff members await you with open
Share this article on Facebook 1 Share this article on Twitter Share this article on Google+ Share this article on Linkedin Share this article on StumbleUpon Share this article on Delicious Share this article on Digg Share this article on Reddit Share this article on Pinterest There are a number of drug addiction treatments available, each facility offers a different method. It's very important when choosing a rehabilitation clinic that you find one that meets your particular circumstances and can provide you with the right programme to offer you proven results. Every person is different and this is very important to remember, as this means that each person needs a different programme tailored to their person, ensuring that it provides them with the results they need to eradicate the drugs from their systems and go on to live a
The only financial assistance you and your family should provide to your addict is help paying for care at a treatment facility. All other financial assistance will somehow be used to feed the addiction. Make sure your entire family and extended family understands this. 6. Be open about the problem.
As a long term or short term care program for drug abuse, treatments centers are used to encourage the stoppage of drug abuse through their various programs. Drug abuse treatment centers offer a wide variety of ways to help attain a clean life style for many addicts that are struggling with their addictions. Many drug abuse treatment centers are staffed by recovered addicts or alcoholics. Since drug abuse is common, treatment centers use rules and stipulations to keep things alive and well in their institutions. Drug abuse treatment centers are fully able to try to help but not cure addicts from their drug abuse.
There are many different types of medical insurance companies to choose from. Different types include; Humana, Medicare, Medicaid, Blue Cross Blue Shield, Obamacare, Affordable Care Act, Cigna, United HealthCare, Aetna, AARP Medicare Supplement, Medigap, plus many more. With the right amount of research anyone would be able to find the perfect insurance match that fits their needs. In conclusion, medical insurance is a vital part in everyone’s lives.