ipl-logo

CHIP Pros And Cons

538 Words3 Pages

Article twenty-five of the Universal Declaration of Human Rights states that everyone has the right to a standard of living adequate for the health and well-being of themselves and their family. This includes clothing, shelter, food, medical care and necessary social services (UDHR). United State legislation moved a step closer to this goal domestically by enacting the bill H.R. 2015. H.R. 2015, later called the Balanced Budget Act of 1997, implemented many changes to Medicaid. One of the most important being the Children’s Health Insurance Program, better known as CHIP (H.R. 2015). Within the Balanced Budget Act Subtitle J, two changes were made. Chapter one amended the previous Medicaid act to provide funds to states to expand the provision …show more content…

The Child Health Insurance Program has been a bipartisan effort for the last decade. According to the Medicaid’s official website, there are currently about 8.9 million children enrolled in CHIP (Medicaid). The legislation enacted by the Balanced Budget Act of 1997 reduced the number of uninsured children in the United States by almost 10 percent from 1997 to 2012(KFF). The most beneficial aspect of the act is the resulting legal consequence. The legal implication of CHIP applies to states. CHIP legally requires states to provide children from low incomes homes opportunities for healthcare. It also legally binds states to fill in healthcare gaps that Medicaid cannot handle for disabled children. According to the Kaiser Family Foundation, CHIP and Medicaid combined now cover more than 1 in every 3 children in the U.S. However, there are negative repercussions associated with the Children Health Insurance Program as well. The first being cost. Federal and State spending combined for CHIP is $15,618,426,000 (KKF). Some also argue that CHIP is not as effective as data suggest. 5.2 million uninsured children are eligible for CHIP or Medicaid but are not enrolled. Leaving questions about the federal enforcement of states to provide benefits available to

Show More
Related

Qlt1 Task 3

249 Words | 1 Pages

2. Despite having Medicaid and SCHIP, the uninsured children is very high despite many parents having a job. These parents are poor, but not poor enough to be eligible for the low-income insurance e.g. SCHIP, Medicaid. 1.

Read More

Annotated Bibliography Of President Trump

1655 Words | 7 Pages

One of the author’s reasoning for how taking away ACA would affect Medicaid is back in 2016 legislation tried to step away from it, but former President Barack Obama repealed it because could eventually affect the lives of millions of people. The authors also cover how ACA changed Medicaid for the better, for example creating a program for just children’s coverage, inventing a new method to determine eligibility, and even creating new benefit options for families and small businesses. The author describes how the new Presidential administration can repeal or alter Medicaid through Section 1115. The authors main argument is that by repealing ACA would eliminate the Medicaid system which in turn will allow millions of people to be

Read More

Examples Of Bilbo In The Hobbit

630 Words | 3 Pages

Bo Bramschreiber Block C Nov. 22nd Literary Thesis The Hero Of Erebor In the beginning of The Hobbit we are introduced to Bilbo Baggins, an unlikely hero. Bilbo was an ordinary hobbit content with his typical hobbit lifestyle.

Read More

The Pros And Cons Of Medicaid Reform

627 Words | 3 Pages

Medicaid is a Federal-State partnership wherein the federal government absorbs the bulk of the expenditure. States are given the flexibility to manage their Medicaid programs as long as minimum federal requirements are met. This arrangement allows states to provide coverage based on their specific structure and needs. 28 States and the District of Columbia signed up for the Medicaid expansions under the affordable care act (David et.al). The states that opted out of the expansions have the most number or uninsured and poor residents.

Read More

Center For Medicare Mission Statement

295 Words | 2 Pages

*Children’s Health Insurance Program (CHIP) helps with low-cost health coverage to children with families that earn too much money and do not qualify for Medicaid. Also with that, CHIP can also cover pregnant women and parents. Centers for Medicare and Medicaid Services’ mission statement is “finding new ways to pay for and

Read More

Pros And Cons Of Obamacare

1078 Words | 5 Pages

This includes employer sponsored insurance, private insurance, and government programs such as Medicaid, Medicare and CHIP (Children's Health Insurance Program). Below are some of the ways in which low income Americans can access coverage that complies with

Read More

Pros And Cons Of The Affordable Health Care Act

1196 Words | 5 Pages

That right there is a plus, because there are many children in the United States with congenital defects that before this act would be denied or have limited access to insurance benefits because of their condition. The act also allows a person to stay on their parent’s health insurance until they are twenty-six (HHS). For a lot of people who are just graduating from high school, going to college, and just starting out on their own this is a huge benefit. I personally like this benefit right here because I cannot maintain a full time position with going to nursing school full time so I work PRN or as needed picking up as many hours as I can. Health insurance and benefits are only offered to full-time and certain scaled part-time employees.

Read More

Affordable Care Act Pros And Cons

810 Words | 4 Pages

Uninsured youngsters with prior conditions, for example, growth or diabetes, are currently ready to get to medical coverage arranges. Not exclusively are insurance agencies now not able to reject medical coverage gets ready for kids hampered with previous conditions, it is no longer lawful for safety net providers to deny scope to grown-ups in view of their restorative history. Before Congress had passed this law, insurance agencies could charge distinctive costs for medical coverage in view of the sex or wellbeing status of a person. The Patient Protection and Affordable Care Act, starting at 2014, made it feasible for each national to accomplish wellbeing scope, paying little mind to any past restorative condition (Callahan,

Read More

The Pros And Cons Of Hispanic Immigrants

706 Words | 3 Pages

Figure 4 shows states that have decided to expand Medicaid have lower rates of Hispanic children that do not have health insurance versus the states that have not expanded Medicaid. In states where Medicaid has been expanded, the income-eligibility levels for Medicaid and CHIP have been raised and immigrant- Hispanic children no longer have to wait five years to receive full Medicaid and CHIP coverage. Additionally, these state also have programs implemented that helps Hispanic families to gain insurance coverage. In 2014, twenty states reported rates of Hispanic children without health insurance considerably below the national average. Of the twenty states, there were sixteen states that covered the Hispanic children in Medicaid and CHIP above the median eligibility level for children.

Read More

Pros And Cons Of Obamacare

1106 Words | 5 Pages

As I am sure you are aware, President Trump has recently moved forward with his plans to repeal Obamacare, also known as the Affordable Care Act (ACA). This act, signed into law in 2010, has provided, as the name suggests, affordable health care to Americans. Along with this new accessibility, ACA also made it less likely for someone to be turned away due to preexisting conditions as well as provide tax credits to lower income participants. According to Tami Luhby of CNN, “a total of nearly 30 million people would become uninsured if lawmakers repeal but don’t replace Obamacare” (23). On top of the possibility of losing Obamacare, in the most recent budget report, Medicaid is facing a one trillion dollar cut over the next decade.

Read More

Pros And Cons Of The Affordable Care Act

736 Words | 3 Pages

The higher someone's value, the less they have to pay for bills. For instance, if someone's actuarial value is 60%, the insurer pays 60% of the medical bill and the insuree pays 40%. Medicaid is a U.S. health care program that provides free or low-cost health insurance to people who have low incomes. In 2014 Medicaid was expanded to cover people whose income did not exceed 138% of the federal poverty level (Stoltzfus and Pollack). However, states had the option to not expand their Medicaid system.

Read More

Pros And Cons Of Repealing The Affordable Care Act

1177 Words | 5 Pages

The Henry J. Kaiser Family Foundation states, “Many people do not have access to coverage through a job, and some people, particularly poor adults in states that did not expand Medicaid…” Just by having only 31 states make it eligible for certain people to get the Affordable Care Act is still hurting those that are in the other 19 states. There are still some people who remain ineligible and some that may not even know that they can get financial assistance under the Affordable Care Act. Most uninsured are families may have a very low-income and might only have one family member who is working. People that may not have insurance coverage have worse access to care than people who are insured. When some people who are uninsured go to seek help, there tends to be an unaffordable medical bill.

Read More

How Has Medicare Changed

3557 Words | 15 Pages

Over 98 million people in the United States use the Medicare and Medicaid services (“CMS Fast Facts,” 2017, p.4). Medicare and Medicaid spend over 720 billion dollars a year on the different services offered within each program (“CMS Fast Facts,” 2017, p.4). Medicare and Medicaid have been around for 53 years and has served a lot of people in the United States. Although, the services have changed throughout the years it still serves as an option of health insurance to those that need assistance in covering health related expenses. Medicare and Medicaid spend over billions of dollars a year in the United States for the people that need assistance with health related expenses.

Read More

Endangerment Of Children In Foster Care

1422 Words | 6 Pages

As a whole, the policy implemented by the Department of Job and Family Services could also have an impact on society. The United States spent almost $26 billion on child welfare services in federal fiscal year 2006. The federal government provided over $12 billion, state governments almost $11 billion, and local governments almost $3 billion (http://www.childwelfarepolicy.org/perspectives?id=0001). In most states, foster care children are eligible for Medicaid cards, including dental, medical, and counseling services; however, the financing structure has not kept pace with a changing child welfare field. The program is authorized by title IV-E of the Social Security Act, as amended, and implemented under the Code of Federal Regulations (CFR) at 45 CFR parts 1355, 1356, and 1357.

Read More

Arguments Against The Expansion Of Medicaid

743 Words | 3 Pages

States are being pressured to expand Medicaid to families earning up to $30,000 a year, just like the Affordable Care Act permits. While several respected governors have agreed to expand the program, many other governors and state legislators are cautious. These officials do not want to deny Americans their access to health care, however they do want to slow the expansion of a program that will provide them with limited access to quality care while destroying state budgets. One of the strongest arguments that can be made against the expansion of Medicaid is the fact that States simply can not afford it. The appeal to states to expand Medicaid is that the federal government will cover 100% of the cost through 2016 and eventually lowering to

Read More

More about CHIP Pros And Cons

Related Topics

Open Document